2. 职称英语
  3. Barack and Michelle Obama understand the heavy burden of student loan debt.

Barack and Michelle Obama understand the heavy burden of student loan debt.

游客2023-07-13  50
问题     Barack and Michelle Obama understand the heavy burden of student loan debt. The Obamas did not pay off their student loans until Obama’s best-selling books earned them millions of dollars.
    With the cost of a college education【S1】______, more than 60% of students take out loans to fund their undergraduate education. On average, students who borrow graduate with debts of 22,700--a【S2】______of more than 18% from 2000. But some of those with a newly acquired bachelor’s degree are restrained with debts of 40,000 or more. You think this economy’s tough? Try finding a job with the【S3】______of repaying tens of thousands of dollars in debt.
    Now, a new federal program--Income-Based Repayment--is making it【S4】______to pay back these loans. If a student chooses to repay her or his loan with this plan, payments are then readjusted--based on their income to something they can【S5】______afford. All debt will be forgiven after 25 years. A graduate who earns less than 150% of the【S6】______line won’t have to make any payments. This is in addition to the year-old Public Service Loan For-giveness program for those【S7】______in jobs such as law enforcement, public health and social work. Their loans will be forgiven after 10 years.
    This【S8】______isn’t perfect; the loans have to be federal loans, not【S9】______But students with more than one federal student loan can combine them under the program. In some cases, borrowers with large debt and low-to- moderate incomes may benefit at the end of 25 years, with the【S10】______of their debt forgiven. Others with higher incomes, though, will pay more.

A)earning      B)State      C)rising     D)jump          E)pressure
F)initiative   G)poverty    H)public     I)balance       J)raising
K)private      L)barely     M)easier     N)working       O)reasonably [br] 【S10】
选项
答案 I
解析 此处应为名词。上文的benefit at the end of 25 years表明债额巨大而收入在中下水平的贷款人25年期间是需要偿还贷款的，那么可以在25年后获益于该政策应该是体现在25年后“贷款余额(balance)”可获免除，故选balance。
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