首页
登录
职称英语
Of all the lessons taught by the financial crisis, the most personal has bee
Of all the lessons taught by the financial crisis, the most personal has bee
游客
2023-06-29
37
管理
问题
Of all the lessons taught by the financial crisis, the most personal has been that Americans aren’t so good at money-management. We take out home loans we can’t afford. We run up sky-high credit-card debt. We don’t save nearly enough for retirement.
In response, supporters of financial-literacy education are moving with renewed enthusiasm. School districts in states such as New Jersey and Illinois are adding money-management courses to their curriculums. The Treasury and Education departments are sending lesson plans to high schools and encouraging students to compete in the National Financial Capability Challenge that begins in March.
Students with top scores on that exam will receive certificates—but chances for long-term benefits are slim. As it turns out, there is little evidence that traditional efforts to boost financial know-how help students make better decisions outside the classroom. Even as the financial-literacy movement has gained steam over the past decade, scores have been falling on tests that measure how well students learn about things such as budgeting, credit cards, insurance and investments. A recent survey of college students conducted for the JumpStart Coalition for Personal Financial Literacy found that students who’d had a personal-finance or money-management course in high school scored no better than those who hadn’t.
"We need to figure out how to do this the right way," says Lewis Mandell, a professor at the University of Washington who after 15 years of studying financial-literacy programs has come to the conclusion that current methods don’t work. A growing number of researchers and educators agree that a more radical approach is needed. They advocate starting financial education a lot earlier than high school, putting real money and spending decisions into kids’ hands and talking openly about the emotions and social influences tied to how we spend.
Other initiatives are tackling such real-world issues as the commercial and social pressures that affect purchasing decisions. Why exactly do you want those expensive brand-name shoes so badly? "It takes confidence to take a stand and to think differently," says Jeroo Billimoria, founder of Aflatoun, a nonprofit whose curriculum, used in more than 30 countries, aims to help kids get a leg up in their financial lives. "This goes beyond money and savings." [br] Jeroo Billimoria is most likely to agree that commercial and social pressures make one’s purchasing decisions _______.
选项
A、difficult
B、acceptable
C、unwise
D、advisable
答案
C
解析
该段第1句表明“商业压力和社会压力”是学生需要学会解决的问题,该段第2句以“买名牌鞋”为例子说明我们常因“商业压力和社会压力”而作出消费决定。而接下来Jeroo Billimoria说的“think differently”表明她认为我们需要改变这种消费思维和习惯,这也就是说,她认为在商业压力和社会压力之下而作出的消费决定是不明智的,需要改变,因此,本题应选C。
转载请注明原文地址:http://tihaiku.com/zcyy/2793819.html
相关试题推荐
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
这周颁布的一项新法律要求子女必须“经常”探望年龄超过60岁的父母,并确保他们经济和精神上的需求(financialandspiritualneed
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Ofallthelessonstaughtbythefinancialcrisis,themostpersonalhasbee
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
Inamomentofpersonalcrisis,howmuchhelpcanyouexpectfromaNewYork
[originaltext]SaudiArabiaisrunningoutofmoney.Thecashcrisisissot
随机试题
Peoplethinkingabouttheoriginoflanguageforthefirsttimeusuallyarri
[originaltext]Inthesecondhalfofeachyear,manypowerfulstormsarebor
设某经济某一时期有1.75亿成年人,其中1.2亿人有工作,0.1亿人在寻找工作
差别阈限
A.轻度水肿 B.大量蛋白尿 C.中度以上高血压 D.肾衰竭 E.贫血慢
免疫荧光法检测抗核抗体,染色模型为斑点型,所针对的抗原为A.组蛋白B.RNPC.
2018年3月20日,某企业对外销售一批商品,开出的增值税专用发票上注
有关研究表明教育对当代国民收入增长的贡献率显著提高。这说明教育具有()。A.政治
下列有关新股网上发行的表述中,错误的有()。 A.网上发行不但具有经济性的优
在确定薪酬等级、对职位的等级做细致划分时采用变动级差法,以下陈述正确的是()。A
最新回复
(
0
)