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What is the reserve requirement?______.A、The requirement for cash reservesB、The
What is the reserve requirement?______.A、The requirement for cash reservesB、The
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2025-06-21
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问题
What is the reserve requirement?______.
选项
A、The requirement for cash reserves
B、The requirement for deposits in cash
C、The percentage of a bank’s deposits in the form of cash reserves
D、The requirement of a bank to deposit a percentage of money
答案
D
解析
答案为D项。reserve requirement“法定准备金要求”,是央行为保证商业银行的流动性,而要求银行不能将所有的存款全部贷出,而是要以现金或存于央行的存款形式保留准备金,以应付储户的取款需要。法定准备金的比率是由央行所规定的。故本题选D项。
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