The key factor limiting how much a commercial bank has immediately available to

游客2025-06-20 49

问题 The key factor limiting how much a commercial bank has immediately available to lend is the amount of its______.

选项 A、demand deposits
B、excess reserves
C、vault cash
D、savings deposits

答案 B

解析答案为B项。vault cash“库存现金”。excess reserves“超额准备金”，是存款准备金中超过法定存款准备金的部分，它的规模是中央银行无法控制的，是商业银行放款能力的标志。故本题选B项。

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