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Bank customers aire allowed to write checks against money in______.A、demand depo
Bank customers aire allowed to write checks against money in______.A、demand depo
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2025-06-20
17
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问题
Bank customers aire allowed to write checks against money in______.
选项
A、demand deposits
B、NOW accounts
C、MMDAs
D、all of the above
E、only A and B
答案
D
解析
答案为D项。demand deposit“活期存款”,不需要事先通知银行而可随时用支票提取的存款。NOW account是negotiable order of withdrawal account,的缩写,即可转让支付命令账户,指持有者可开具支票的一种有息存款账户,经背书可以转让。MMDA:money market deposit account:的缩写,即货币市场存款账户。最低金额为2 500美元的一种银行账户,储户每月至多可开3张支票,但对于通过ATM的转账则没有限制。该账户的利率近似于货币市场共同基金利率。本题中A项、B项、C项均可开立支票,故选D项。
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