2. 职称英语
  3. Debts incurred by someone who is borrowing to finance the purchase of land or bu

Debts incurred by someone who is borrowing to finance the purchase of land or bu

游客2025-06-20  18
问题 Debts incurred by someone who is borrowing to finance the purchase of land or buildings, with the asset serving as collateral, are called______.
选项 A、preferred stocks
B、real estate securities
C、common stocks
D、mortgages
答案 D
解析 答案为A项。mortgagor“抵押人，押出人”。mortgagee“受押人，押入者”。透支业务属于银行短期贷款业务，银行与客户之问属于贷款人与借款人的关系。故本题选A项。答案为D项。collateral“抵押品”。本题系指不动产抵押贷款，即借款人将所购地产或房产作抵押获取购买资金的贷款方式，故选D项。
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