2. 职称英语
  3. Adverse selection is a problem associated with equity and debt contracts arising

Adverse selection is a problem associated with equity and debt contracts arising

游客2025-06-20  20
问题 Adverse selection is a problem associated with equity and debt contracts arising from
选项 A、the lenders’ ability to legally require sufficient collateral to cover a 100% loss if the borrower defaults
B、the lenders’ relative lack of information about the borrowers’ potential returns and risks of his investment activities
C、the borrowers’ lack of incentive to seek a loan for highly risky investments
D、none of the above
答案 B
解析 答案为A项。持续期缺口与银行净值之间的关系如下表所示：[*]本题中，该银行的持续期缺口为负值，因此，当利率上升时，银行净值增加，而当利率下降时，银行净值减少，故选A项。
转载请注明原文地址:https://tihaiku.com/zcyy/4126803.html
相关试题推荐
随机试题
最新回复(0)