2. 职称英语
  3. A major type of risk that banks face is credit risk or the failure of a coun

A major type of risk that banks face is credit risk or the failure of a coun

游客2025-06-19  9
问题     A major type of risk that banks face is credit risk or the failure of a counter-party to perform according to a contractual arrangement. This risk applies not only to loans but also to other on-and-off balance sheet exposures such as guarantees, acceptances and securities investments. Serious banking problems have arisen from the failure of banks to recognize impaired assets, to create reserves for writing off these assets, and to suspend recognition of interest income when appropriate.  [br] The word "exposures" in this paragraph can be understood as "risks".
选项 A、Right
B、Wrong
C、Doesn’t say
答案 A
解析 从第二句前半部分This risk applies not only to loans but also to other on-and-off balance sheet exposures such as…可推导出来。
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