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  3. Insurance policies usually contain a【56】clause that excludes a fixed amount

Insurance policies usually contain a【56】clause that excludes a fixed amount

游客2025-06-19  19
问题     Insurance policies usually contain a【56】clause that excludes a fixed amount of the loss from【57】Casualty insurance policies frequently contain a coinsurance clause in the contract. A coinsurance clause provides that the insurance company shall be liable【58】only a portion of any loss【59】by the insured unless the insured carries insurance which totals a certain percent, frequently 80 -90 percent of the fair value of the asset. In the【60】of a loss, the insured recovers from the insurance company that portion of the loss which the face of the insurance policy bears to the amount of insurance that should be carried as required by the coinsurance clause. [br] 【56】
选项 A、deductible
B、exemptible
C、expectable
D、escapable
答案 A
解析 deductible clause免赔条款，其他三项“可豁免的”、“可例外的”、“可避免的”虽然意思也接近，但是在保单术语中，一般不这么使用。
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