2. 职称英语
  3. Banks are not ordinarily prepared to pay out all accounts; they rely on depo

Banks are not ordinarily prepared to pay out all accounts; they rely on depo

游客2025-03-24  12
问题     Banks are not ordinarily prepared to pay out all accounts; they rely on depositors not to demand payment all at the same time. If depositors should come to fear that a bank is not sound, that it cannot pay off all its depositors, then that fear might cause all the depositors to appear on the same day. If they did. the bank could not pay all accounts. However, if they did not all appear at once, then there would always be funds to pay those who wanted their money when they wanted it.
    Mrs. Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1928, several banks failed to open in a city where Mrs. Vaught lived. The other banks anticipated a run the next day, and so the officers of the bank in which Mrs. Vaught worked as a teller had enough funds on hand to pay off as many depositors as might apply. The officers simply instructed the tellers to pay on demand. Next morning a crowd gathered in the bank and on the sidewalk outside. The length of the line convinced many that the bank could not possibly pay off everyone. People began to push and then to fight for places near tellers’ windows. Clothing was torn and limbs broken, but the jam continued for hours. The power of the panic atmosphere is evident in the fact that two tellers, though they knew that the bank was sound and could pay out all depositors, nevertheless withdrew the funds in their own accounts. Mrs. Vaught says that she had difficulty restraining herself from doing the same. [br] Which of the following did Mrs. Vaught say?
选项 A、She knew that the bank was not sound.
B、She feared that too many withdrawals would close the bank.
C、She was not able to draw out her money.
D、She was tempted to draw out her money.
答案 D
解析 本题是一道根据具体细节判断正误的题目。我们利用查阅式阅读法，仔细对照原文第二段中的实例部分，很快就可以判断出A、B、C这三个选项均为错误选项，只有D与文章中的最后两句相符。因此，本题的正确答案是D“沃特太太也曾很想取出自己在银行的存款”。
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