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An allowance (零花钱) is an important tool for teaching kids how to budget, sav
An allowance (零花钱) is an important tool for teaching kids how to budget, sav
游客
2025-03-24
8
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问题
An allowance (零花钱) is an important tool for teaching kids how to budget, save and make their own decisions. Children remember and learn from mistakes when their own dollars are lost or spent foolishly.
How large an allowance is appropriate? Experts say there is not a right amount. Actual amounts differ from region to region, and from family to family.
To set an appropriate allowance for your child, work up a weekly budget. Allow for entertainment expenditures such as movies and snacks (快餐). Next, include everyday expenses such as lunch money, bus fare, school supplies. "If you make the child responsible for these bills," says Josephine Swanson, a consumer specialist, "he or she will learn to budget for necessary expenditures. "
Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peers’ can feel left out.
It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten and growing up in Jacksonville, her mother gave her $ 5 a week, $ 1. 75 of which was for bus fare and lunch. "If you lose your money," Brooke’s mother told her, "you walk home. "
One week the girl spend all her allowance in a candy store; then she called home for a ride. "Mom made me walk home," recalls Stephens, now a financial planner in Brooklyn. "At first I was angry. But I finally realized that she was trying to teach me an important lesson. "
Experts advise that an allowance should not be tied directly to child’s daily chores (家庭杂务). Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home, that can develop his or her initiative. [br] In Para. 4, the words "his peers" refer to which of the following?
选项
A、His parents.
B、His teachers.
C、His financial experts.
D、His friends.
答案
D
解析
本题是一道词汇含义类问题。问第四段中的his peers指的是谁。文章第四段指出,给孩子一些额外的钱以使他/她有积攒钱的可能性。如果可能的话,使孩子的零花钱与他的朋友们的零花钱的数量相当。要是孩子的购物力不如他的同伴的话,他就会觉得被人瞧不起。根据上下文和词汇知识,可知his peers相当于his friends。因此,本题的正确答案应是D。
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