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  3. Early life insurers in the United States found themselves facing the problem

Early life insurers in the United States found themselves facing the problem

游客2025-02-19  26
问题     Early life insurers in the United States found themselves facing the problem of obtaining reliable information, as they needed to rely on applicants themselves to provide truthful, complete answers to a standard set of questions. In an attempt to personalize the relationship between insurers and their individual applicants, firms selected highly respected local citizens to act as their agents. These agents were expected to evaluate the appearance of candidates, unearth evidence of unhealthy family histories or questionable habits, and attest to the respectability of the people writing testimonial letters on an applicant’s behalf. In short, the initial purpose of the agency system was not to actively solicit customers, but, rather, to recreate the glass-bowl mentality associated with small towns or city neighborhoods. [br] The author suggests which of the following about “city neighborhoods”？
选项 A、They were places where family histories where difficult to establish
B、They were places where unhealthy behaviors had been successfully addressed
C、They were locations that were well suited for recruiting insurance agents
D、They offered a high degree of transparency about a resident’s personal history and character
E、They offered potentially fruitful markets for the life insurance industry
答案 D
解析 根据第四句，中间人系统重现了城市邻里之间的玻璃碗心态。这种“玻璃碗心态”指的是人与人之间的透明度，可以让中间人了解到候选人的家庭历史，因此选项D正确。A项文中未提及。B项文中未提及。C项提到城市邻里只是一个比方，不是中间人系统被招募的地方。E项文中未提及。
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