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In Question 5, you will be asked to listen to a conversation and explain a probl
In Question 5, you will be asked to listen to a conversation and explain a probl
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2025-02-05
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问题
In Question 5, you will be asked to listen to a conversation and explain a problem as well as the solutions that are proposed.
After you have listened to the conversation, you will have 20 seconds to prepare and 60 seconds to speak.
Task
- Describe a problem and several recommendations
- Express an opinion about the better solution OR
Propose an alternative solution
Student 1: Did your scholarship check come yet? Student 2: Yeah, it came last week. Didn’t yours? Student 1: No. That’s the problem. And everything’s due at the same time—tuition, my dorm fee, and let’s not forget about books. I need about four hundred dollars just for books.
Student 2: Well, do you have any money left from last semester, in your checking account, I mean?
Student 1: Some, but not nearly enough. The check probably won’t be here until the end of the month and I won’t get paid at work for two more weeks ... I don’t know what I’m going to do.
Student 2: How about your credit card? Could you use that?
Student 1: Maybe, but I’m afraid I’ll get the credit card bill before I get the scholarship check and then I’ll be in worse trouble because of, you know, the interest rate for the credit card on top of everything else.
Student 2: I see your point. Still, the check might come before the credit card bill. You might have to gamble, unless ...
Student 1: I’m listening.
Student 2: Well, unless you take out a student loan. A short-term loan. They have them set up at the Student Credit Union. Isn’t that where you have your checking account?
Student 1: Umhum.
Student 2: So you could take out a short-term loan and pay it off on the day that you get your check. It wouldn’t cost that much for interest because it would probably be only a few weeks. That’s what I’d do.
Example Notes—Problem and Possible Solutions, Opinion, and Reasons
Problem—not enough money
- Scholarship check late
- Books, tuition, dorm due
Solutions
- Use credit card
- Take out student loan
Opinion—support student loan
- Paid same day
- $ not much
Describe the woman’s budgeting problem and the two suggestions that the man makes. What do you think the woman should do and why?
Student 1: Did your scholarship check come yet? Student 2: Yeah, it came last week. Didn’t yours? Student 1: No. That’s the problem. And everything’s due at the same time—tuition, my dorm fee, and let’s not forget about books. I need about four hundred dollars just for books.
Student 2: Well, do you have any money left from last semester, in your checking account, I mean?
Student 1: Some, but not nearly enough. The check probably won’t be here until the end of the month and I won’t get paid at work for two more weeks ... I don’t know what I’m going to do.
Student 2: How about your credit card? Could you use that?
Student 1: Maybe, but I’m afraid I’ll get the credit card bill before I get the scholarship check and then I’ll be in worse trouble because of, you know, the interest rate for the credit card on top of everything else.
Student 2: I see your point. Still, the check might come before the credit card bill. You might have to gamble, unless ...
Student 1: I’m listening.
Student 2: Well, unless you take out a student loan. A short-term loan. They have them set up at the Student Credit Union. Isn’t that where you have your checking account?
Student 1: Umhum.
Student 2: So you could take out a short-term loan and pay it off on the day that you get your check. It wouldn’t cost that much for interest because it would probably be only a few weeks. That’s what I’d do.
选项
答案
The woman doesn’t have enough money for her expenses. Urn, she has to pay tuition and her dorm fee is due at the same time. Besides that, she needs to buy books. So the problem is everything has to be paid now, and she won’t get her scholarship check until the end of the month, and she won’t get her paycheck for two weeks. Urn, the man suggests that she use her credit card because she won’t have to pay it off until the end of the month, but the problem is ... the ... the interest would be substantial if the scholarship check is delayed. The other idea—to take out a student loan—that seems better because the loan could be paid off on the day the check arrives instead of a fixed date, and it wouldn’t cost much to get a short-term loan at the Student Credit Union. So ... I support applying for a student loan.
解析
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