Insurance is the sharing of【C1】. Nearly everyone is exposed【C2】r

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问题 Insurance is the sharing of【C1】______. Nearly everyone is exposed【C2】______risk of some sort. The house owner, for example, knows that his【C3】______can be damaged by fire; the ship owner knows that his vessel may be lost at sea; the breadwinner knows that he may die by【C4】______and【C5】______his family in poverty. On the other hand, not every house is damaged by fire or every vessel lost at sea. If these persons each put a【C6】______sum of money into a pool, there will be enough to【C7】______the needs of the few who do suffer【C8】______. In other words the losses of the few are met from the contributions of the【C9】______. This is the basis of【C10】______. Those who pay the contributions are known as【C11】______and those who administer the pool of the contributions as insurer.
The【C12】______for an insurance naturally depends on how the risk is to happen as suggested【C13】______past experience. If the companies fix their premiums too 【C14】______, there will be more competition in their branch of insurance and they may lose 【C15】______. On the other hand, if they make the premiums too low, they will not have【C16】______and may even have to drop out【C17】______business. So the ordinary forces of supply and【C18】______keep premiums at a proper【C19】______to both insurers and those who【C20】______ insurance. [br] 【C4】

选项 A、emergence
B、illness
C、murder
D、accident

答案 D

解析词语搭配。此句是举例说明人们可能遇到的风险：房屋的主人知道他的房产可能会被大火毁坏；船主知道他的船只可能会在海上失事；养家糊口的人知道他也许会死于意外，使得家人生活在贫困之中。而“死于意外”应为byaccident。

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