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  3. This summer, student debt reached a record $1.5 trillion in the United States

This summer, student debt reached a record $1.5 trillion in the United States

游客2025-01-29  28
问题    This summer, student debt reached a record $1.5 trillion in the United States. To put that in  perspective, student-loan borrowers in this country are carrying debt equal to Russia’s gross domestic product in 2017. Over half say it is preventing them【C1】______ saving for retirement or for an emergency; more than 10 percent of borrowers are in【C2】______ because they cannot pay their minimum balance.
   This crisis exists in part because actions by the Trump administration and the student-loan servicing companies it employs have condemned many people【C3】______ have sought an education to a lifetime of debt.
   It wasn’t supposed to be this way. Eleven years ago, Congress created the Public Service Loan Forgiveness program. In【C4】______ for 10 years of service to America — in its public schools, military, Civil Service or nonprofit service organizations — and making payments for those 10 years, qualified borrowers could have their debt【C5】______.
   This year, Republicans in Congress introduced a bill to eliminate the program.【C6】______ that legislation lays dormant for now, there’s another hurdle for people【C7】______ in public service: The student loan servicing companies the Department of Education keeps on contract to administer the program【C8】______ accused by borrowers of sabotaging loan forgiveness by providing false【C9】______, delaying the processing of qualifying payments and【C10】______ to certify eligible public service jobs.
   New Department of Education data confirms that the program is not operating【C11】______. As of June 30, only 96 out of the 28, 000 applicants who had applied for forgiveness since 2017 had【C12】______ had their student loans discharged.
   As the union【C13】______ 1.7 million professionals around the country, many who work in public service, the American Federation of Teachers is trying to help. We have hosted student debt clinics nationwide to help our members learn about their【C14】______ options. Some borrowers are not aware of the government’s loan forgiveness program because, in many cases, the Department of Education and the loan servicer fail to adequately【C15】______ them of it. Those who do know of it have told us of their difficulties【C16】______ trying to meet its requirements.
   Take Lisa Oelfke, a health policy analyst in Maryland, who repeatedly got【C17】______ information from her student-loan servicer. She made three years of【C18】______ she thought were qualifying payments under the program, only【C19】______ that she was not enrolled in a qualifying repayment plan, 【C20】______ having submitted forms to certify her work in public service. [br] 【C2】
选项 A、fault
B、defeat
C、default
D、defaulter
答案 C
解析 此句的意思为：超过10％的借款人违约，因为他们无法支付最低还款额。根据句意，此处选C，in default为短语，表示“拖欠违约”；D项defaulter表示“违约者”，指人；A、B项与题意不符。答案为C。
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