首页
登录
职称英语
Imagine a society in which cash no longer exists. Instead "cash" is electron
Imagine a society in which cash no longer exists. Instead "cash" is electron
游客
2025-01-23
24
管理
问题
Imagine a society in which cash no longer exists. Instead "cash" is electronic, as in bankcard systems. Currency and coin are abandoned. The immediate benefits would be profound and fundamental. Theft of cash would become impossible. Bank robberies and cash-register robberies would simply cease to occur. Attacks on shopkeepers, taxi drivers, and cashiers would all end. Purse snatchings would become a thing of the past. Urban streets would become safer. Retail shops in once-dangerous areas could operate in safety. Security costs and insurance rates would fall. Property values would rise. Neighborhoods would improve.
Drug traffickers and their clients, burglars and receivers of stolen property, arsonists for hire, and bribe-takers would no longer have the advantage of using untraceable currency. Electronic "money" would leave incriminating wails of data, resulting in more arrests and convictions. These prosecutions, in turn, would inhibit further crimes.
The impact of the monetary change on underground economies would be nearly as dramatic as the effect on crime. In the United States, the underground economy is estimated at between 10% and 28% of the gross national product. Internal Revenue Service (IRS) researches suggest that almost all hidden labor is paid in currency.
In a society devoid of physical money, a change from cash to recorded electronic money would be accompanied by a flow of previously unpaid income-tax revenues running in the tens of billions of dollars. As a result, income-tax rates could be lowered and the national debt reduced.
Cash has been the root of much social and economic evil. The emergence of electronic funds-transfer technology makes it possible to change the nature of money and to divorce it from evil. Eighty percent of Americans regularly use credit cards. The development of a federal system to handle the country’ s 300 billion annual cash transactions in the United States electronically is within reach.
A national electronic-money system would operate as debit-card system. Each individual’s "money" would be held in his money-system account. A transaction would effect an instant transfer of "money" from his account to that of another account holder.
The principal differences between a national electronic-money system and commercial bank-card systems would be: the money system would be federally operated; payment would constitute "legal tender"; system-account holders would be able to receive as well as pay out funds by use of their accounts; and funds would be transferable between private-account holders as well as between merchants and private-account holders.
Only cash would be supplanted by electronic money. The use of checks, drafts, money orders, traveler’s checks, cashier’s checks, as well as letters of credit, acceptances, and other financial instruments would remain in regular use. Credit card and automatic-teller-machine systems (ATMs) would not necessarily change, although you could no longer obtain cash at ATMs. [br] The greatest disadvantage of using cash is that it ______.
选项
A、encourages people to steal
B、makes money readily available for people in need of it
C、enables people to engage in many kinds of illegal activities
D、discourages people from paying tax
答案
C
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3925730.html
相关试题推荐
Imagineasocietyinwhichcashnolongerexists.Instead"cash"iselectron
Imagineasocietyinwhichcashnolongerexists.Instead"cash"iselectron
Imagineasocietyinwhichcashnolongerexists.Instead"cash"iselectron
Someofthelow-endMade-in-Chinamechanical-electronicproductsarenotselling
Manyoftheelectricandelectronicproductswepurchaseandconsumetodayarew
Atthebeginningofthetwentiethcentury,NorthAmericansocietyheld,asa
Atthebeginningofthetwentiethcentury,NorthAmericansocietyheld,asa
Atthebeginningofthetwentiethcentury,NorthAmericansocietyheld,asa
Atthebeginningofthetwentiethcentury,NorthAmericansocietyheld,asa
Atthebeginningofthetwentiethcentury,NorthAmericansocietyheld,asa
随机试题
LanguageFamiliesThereareover【1】languagesth
HighDropoutRateinUSManyyoungpeopleintheUni
WhatdidPetergettogetherwiththeletterof18th,July?______andworkglove
[originaltext]W:Tellme,Peter,whatmakesHarrodssofamous?M:Well,it’sth
下列表述中,可由具有相应资质等级的外资建筑业企业承包或与中国企业联合承包的工程包
关于生活污水塑料管道的坡度,其管径110mm的最小坡度为()。 A、12‰
睾酮治疗原发性和继发性男性性功能低下最有效的给药方法是A.注射给药 B.肠道外
患者,男,56岁,以发热、左侧胸廓剧痛就诊。查体:体温38.8℃,左侧沿第四肋走
下列各项中,属于会计信息质量要求的有()。A.可靠性 B.实质重于形式
患儿,女,10岁。肺动脉瓣听诊区听到3/6级收缩期杂音,同时听到不受呼吸影响的明
最新回复
(
0
)