The reliance on credit reports in hiring is becoming widespread. A survey b

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问题 The reliance on credit reports in hiring is becoming
widespread. A survey by the Society for Human Resource
Management found that 60% of employers do credit checks for at
least some positions.
The use of credit checks is growing at time when the【M1】______
economy is making it hard for people to keep their records cleanly.【M2】______
Delinquency rates on loans have been arising, according to a report【M3】______
issued last week by the American Bankers Association, driven by a
weak job market and rising food and gasoline price.【M4】______
The biggest flaw with the use of credit checks in employment
screening is in that it makes it difficult for many good people who【M5】______
need work to find. Employers who do credit checks operate under【M6】______
the assumption that having had trouble paying bills is a character
flaw, but there is scant hard evidence to back this down.【M7】______
Many credit problems are due to factors outside of a person’s
control. Sarah Ford, an attorney with the Lawyers’ Committee for
Civil Rights Under Law, told a House committee last year which【M8】______
credit reports failed to provide insufficient context. "A credit【M9】______
report would not explain that a factory worker lost his job when
his employer went out of business," she said. Or that "a man’s
credit was destroyed so he was the victim of identity theft or a【M10】______
predatory lending scam." Or that "a woman lost her job and her
health coverage before developing breast cancer and incurring
astronomical medical bills." [br] 【M8】

选项

答案 which一that

解析语法错误。此处是宾语从句，从句中结构完整，不缺少任何成分，因此用从属连词that来引导，该从句作谓语动词tell的直接宾语，that不可以省略。

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