首页
登录
职称英语
Insurance companies provide a service to the community by protecting it aga
Insurance companies provide a service to the community by protecting it aga
游客
2024-10-31
5
管理
问题
Insurance companies provide a service to the community by protecting it against expected and unexpected disasters. Before an insurance company will agree to insure anything, it collects accurate figures about the risk. It knows, for example ,that the risk of a man being killed in a plane accident is less than the risk he takes in crossing a busy road. This enables it to quote low figures for travel insurance. Sometimes the risk may be high, as in motor racing or mountaineering. Then the company charges a much higher price. If too many climbers have accidents, the price raises still further. If the majority of climbers fall off mountains, the company will refuse to insure them.
An ordinary household may wish to protect his home against fire or his property against burglary. A shop-keeper may wish to insure against theft. In normal cases, the company will check its statistics and quote a premium. If it is suspicious, it may refuse to quote.
If it insures a shop and then receives a suspicious claim, it will investigate the claim as a means of protecting itself a gainst false claims. It is not unknown for a businessman in debt to burn down his own premises so that he can claim much money from his insurance company. He can be sure that the fire will be investigated most carefully. Insurance companies also accept insurance against shipwreck or disaster in the air. Planes and ships are very expensive, so a large premium is charged, but a reduction is given to companies with an accident-free record. However, in one way or another, insurance companies receive premium payments. These payments can form a very large total running millions of dollars. The company does not leave the money in the bank. It invests in property, shares, farms and even antique paintings and stamps. Its aim is to obtain the best possible return on its investment. This is not as greedy as it may seem, since this is one way by which it can keep its premiums down and continue to make a profit while being of service to the community. [br] According to the passage, if an airline has an accident-free record, it usually pay ______.
选项
A、no premium
B、less premium
C、a large premium
D、the same premium as the other companies
答案
B
解析
根据课文第三段第5句Planes and ships are very...but a reduction is given to companies with an accident free record.飞机和船只非常昂贵,所以保险费也就高,但是如果这些公司有无事故纪录,保险费会有所减少。所以本题正确答案为B。
转载请注明原文地址:https://tihaiku.com/zcyy/3825059.html
相关试题推荐
Insurancecompaniesprovideaservicetothecommunitybyprotectingitaga
HEALTH AMBULANCESERVICE InAllEmer
WherewasthefirsttelephoneserviceinAmericaestablished?[br][originaltex
WherewasthefirsttelephoneserviceinAmericaestablished?[originaltext]
Youmayborrowasmanybooksasyoulike,providedyoushowthemto______isat
Whatdoescommunityservicemean?[br][originaltext]Theideaofhelpingp
Whatdoescommunityservicemean?[br][originaltext]Theideaofhelpingp
Whatdoescommunityservicemean?[originaltext]Theideaofhelpingpeople
Thenewspapermustprovideforthereaderthefacts;unalloyed,unbiased,o
Thenewspapermustprovideforthereaderthefacts;unalloyed,unbiased,o
随机试题
TherearemanytheoriesaboutthebeginningofdramainancientGreece.The
Inafamilywheretherolesofmenandwomenarenotsharplyseparatedandwhere
[originaltext]M:(12)TheEnergyMinisterannouncedyesterdaytheconstructionof
Fromthefirsttwoparagraphswemayinferthattheauthorthinksoneofthecom
我国在下列哪一部法律中确立了每年8月8日为“全民健身日”?A.《中华人民共和国宪
含重金属固体废物采用氨浸出方法回收金属的作用机理是( )。A.碱溶 B.酸溶
教师在教学过程中需要了解小学生的身心发展规律等知识,这表明教学不可以忽视( )
某钢筋混凝土偏心受压柱,截面尺寸及配筋如题图所示,混凝土强度等级为C30,纵筋采
下列关于地方各级人大代表名额的说法中,哪些是正确的?()A.自治区、聚居的少数
A.硝普钠 B.肼屈嗪 C.哌唑嗪 D.可乐定 E.普萘洛尔对小动脉和小
最新回复
(
0
)