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[audioFiles]2013q2/audio_ezfm_106_20132[/audioFiles]
[audioFiles]2013q2/audio_ezfm_106_20132[/audioFiles]
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2024-10-03
22
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Credit Cards
Many businesses , such as department stores, hotels and airline companies , use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. The buyer receives the goods or services immediately and promises to pay for them later. This "buy-now-pay-later" credit system is quite old. People have been buying things on credit for centuries. But nowadays people use credit cards. There are two types of credit cards. One type is issued directly by a store to a customer. The store credit card can be used to make purchases only at a particular store. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets and stay at hotels with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank.
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