首页
登录
职称英语
Each year, more U. S. properties within floodplains are destroyed by floodin
Each year, more U. S. properties within floodplains are destroyed by floodin
游客
2024-09-22
45
管理
问题
Each year, more U. S. properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban development, and the leveling of forests have reduced the land’s natural ability to absorb water. As flooding becomes a common occurrence, property owners need to face the facts. Flood damage can happen anytime, no matter where you live.
Flood insurance, which is financially backed by the U. S. Government through the National Flood Insurance Program, is available through Homesite Insurance and the Homesite Insurance Agency. The National Flood Insurance Program(NFIP)through the Federal Emergency Management Agency is the primary provider of flood insurance. The Homesite Insurance Company acts as a "Write-Your-Own" company on behalf of the NFIP. "Write-Your-Own" companies sell and service flood policies and the NFIP pays the claims.
Property owners know a Homeowners policy covers fire damage, but most don’t realize that it won’t cover flood or mudslide damage. Rising waters and debris can destroy your home, business, and personal belongings within minutes. Most floods don’t qualify for federal disaster aid. Only floods that are declared national disasters by the President qualify for federal assistance. This assistance is in the form of a grant averaging less than $2,500, or a federal loan that must be paid back with interest. That’s in addition to payments on your existing mortgage loan!
Only flood insurance protects your home and your belongings from damage caused by rising water or mudflow. Flood insurance is available for the value of the structure minus the land value. Contents coverage is also available, but is optional and must be requested. Even if you’ve had previous flooding, you can still buy flood insurance. If you’ve received disaster assistance before, you must first obtain flood insurance to be eligible for future federal relief.
The average flood policy is only $324 a year—that’s less than $1 a day. Compare that to a typical disaster loan of $50,000, costing more than $300 a month for over 18 years! Flood insurance pays all covered claims even if a federal disaster is not declared. Claims are paid quickly so victims can recover faster. You can even get a partial payment right away to get started. Flood coverage is available up to $250,000 for your home, and up to $100,000 for the contents.
Anyone can buy flood insurance if his/her property is located in a community that participates in the National Flood Insurance Program. Homes, condos, apartments, and business structures are all eligible. Even renters may purchase flood insurance for their possessions. Since flood premiums are set by the U. S. government, your rate is the same from any insurer. [br] Who is in charge of paying the claims?
选项
A、The Homesite Insurance Company.
B、Federal Emergency Management Agency.
C、National Flood Insurance Program.
D、Write-Your-Own company.
答案
C
解析
细节题。从文章第二段末句“Write—Your-Own”companies sell and service flood policies and theNFIP pays the claims.可以得出正确答案为[C]。
转载请注明原文地址:https://tihaiku.com/zcyy/3769587.html
相关试题推荐
Eachyear,moreU.S.propertieswithinfloodplainsaredestroyedbyfloodin
Eachyear,moreU.S.propertieswithinfloodplainsaredestroyedbyfloodin
Eachyear,moreU.S.propertieswithinfloodplainsaredestroyedbyfloodin
Businessschoolsaroundtheglobearefacinga______shortagewithinthenextde
Intheopinionofthespeaker,____arebeingdestroyedterriblyatpresent.[br
Intheopinionofthespeaker,____arebeingdestroyedterriblyatpresent.[br
Intheopinionofthespeaker,____arebeingdestroyedterriblyatpresent.[br
Intheopinionofthespeaker,____arebeingdestroyedterriblyatpresent.[or
Yearsofcivilwarhavewreckedthecountry’sinfrastructureanddestroyeditss
Afast-foodrestaurantwithinabout500feetofaschoolmayleadtoatleas
随机试题
非同步电复律可在任何时间放电,仅用于转复()。
下列属于阔叶树材细木工板外观分等的允许缺陷()。A.室外管网垫层 B.排钉孔
下列属于水的化学性质的有( )。A.温度 B.透明度 C.矿化度 D.颜色
以下国务院批准的全国21座重点宫观中,位于陕西省的3处宫观是()A.楼观台 B
分布于下肢外侧后缘的是A.足少阴肾经 B.足厥阴肝经 C.足阳明胃经
各种运输方式内外部的各个方面的构成和联系,就是( )。 A.运输系统
(2017年11月)社会保险行政部门应当自受理工伤认定申请之日起( )内作出工
下列关于《建筑地基基础设计规范》中压缩摸量当量值的概念中,哪些选项是错误的()
海港码头工程初步设计阶段勘察,码头不在岸坡明显地区,在确定勘探工作量时,其勘探线
期权费是指期权的执行价格。( )
最新回复
(
0
)