首页
登录
职称英语
Each year, more U. S. properties within floodplains are destroyed by floodin
Each year, more U. S. properties within floodplains are destroyed by floodin
游客
2024-09-22
1
管理
问题
Each year, more U. S. properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban development, and the leveling of forests have reduced the land’s natural ability to absorb water. As flooding becomes a common occurrence, property owners need to face the facts. Flood damage can happen anytime, no matter where you live.
Flood insurance, which is financially backed by the U. S. Government through the National Flood Insurance Program, is available through Homesite Insurance and the Homesite Insurance Agency. The National Flood Insurance Program(NFIP)through the Federal Emergency Management Agency is the primary provider of flood insurance. The Homesite Insurance Company acts as a "Write-Your-Own" company on behalf of the NFIP. "Write-Your-Own" companies sell and service flood policies and the NFIP pays the claims.
Property owners know a Homeowners policy covers fire damage, but most don’t realize that it won’t cover flood or mudslide damage. Rising waters and debris can destroy your home, business, and personal belongings within minutes. Most floods don’t qualify for federal disaster aid. Only floods that are declared national disasters by the President qualify for federal assistance. This assistance is in the form of a grant averaging less than $2,500, or a federal loan that must be paid back with interest. That’s in addition to payments on your existing mortgage loan!
Only flood insurance protects your home and your belongings from damage caused by rising water or mudflow. Flood insurance is available for the value of the structure minus the land value. Contents coverage is also available, but is optional and must be requested. Even if you’ve had previous flooding, you can still buy flood insurance. If you’ve received disaster assistance before, you must first obtain flood insurance to be eligible for future federal relief.
The average flood policy is only $324 a year—that’s less than $1 a day. Compare that to a typical disaster loan of $50,000, costing more than $300 a month for over 18 years! Flood insurance pays all covered claims even if a federal disaster is not declared. Claims are paid quickly so victims can recover faster. You can even get a partial payment right away to get started. Flood coverage is available up to $250,000 for your home, and up to $100,000 for the contents.
Anyone can buy flood insurance if his/her property is located in a community that participates in the National Flood Insurance Program. Homes, condos, apartments, and business structures are all eligible. Even renters may purchase flood insurance for their possessions. Since flood premiums are set by the U. S. government, your rate is the same from any insurer. [br] Who is in charge of paying the claims?
选项
A、The Homesite Insurance Company.
B、Federal Emergency Management Agency.
C、National Flood Insurance Program.
D、Write-Your-Own company.
答案
C
解析
细节题。从文章第二段末句“Write—Your-Own”companies sell and service flood policies and theNFIP pays the claims.可以得出正确答案为[C]。
转载请注明原文地址:https://tihaiku.com/zcyy/3769587.html
相关试题推荐
Eachyear,moreU.S.propertieswithinfloodplainsaredestroyedbyfloodin
Eachyear,moreU.S.propertieswithinfloodplainsaredestroyedbyfloodin
Eachyear,moreU.S.propertieswithinfloodplainsaredestroyedbyfloodin
Businessschoolsaroundtheglobearefacinga______shortagewithinthenextde
Intheopinionofthespeaker,____arebeingdestroyedterriblyatpresent.[br
Intheopinionofthespeaker,____arebeingdestroyedterriblyatpresent.[br
Intheopinionofthespeaker,____arebeingdestroyedterriblyatpresent.[br
Intheopinionofthespeaker,____arebeingdestroyedterriblyatpresent.[or
Yearsofcivilwarhavewreckedthecountry’sinfrastructureanddestroyeditss
Afast-foodrestaurantwithinabout500feetofaschoolmayleadtoatleas
随机试题
December15(Thursday),BeijingART:YanClubGroupExhibitionGroup
影响组织结构的主要因素包括( )。A.环境因素 B.战略因素 C.规模因素
关于肌张力评定的注意事项中,说法正确的是:A.在运动后或疲劳时评定 B.情绪激
患儿,女孩,7岁,全身水肿、尿少4天入院,体查:神清,双眼睑水肿明显,双下肢非凹
根据《期货从业人员执业行为准则(修订)》的规定,当期货从业人员发现投资者有不诚信
用于吗啡、哌替啶急性中毒的药物是A:谷胱甘肽 B:烯丙吗啡 C:亚硝酸钠
患者女,32岁,一天前发热体温39.8℃全身乏力,四肢疼痛近日有流感患者接触史。
根据我国现行建筑安装工程费用构成,下列费用中,属于安全文明施工费的是()。A.
胎膜已破,脐带脱出子宫颈口或阴道口外时称为() A.帆状胎盘 B.球拍胎盘
某建设工程项目的规模不大,参与单位不多,为提高管理效率,避免出现矛盾指令,宜采用
最新回复
(
0
)