首页
登录
职称英语
[originaltext]M: With the do’s and don’ts of lending money to families, we are
[originaltext]M: With the do’s and don’ts of lending money to families, we are
游客
2024-09-19
1
管理
问题
M: With the do’s and don’ts of lending money to families, we are joined by Mility Hopson, GMA financial contributor and president of Ariel Capital Management. Welcome.
W: Thank you.
M: Is there a yes-no answer to the question: should you lend family money?
W:(6)I wouldn’t call it a yes-no answer: I would start with a very basic idea. Before you think about this familiar obligation issue, let’s start with:(7-1)Can you afford it? And if you can’t afford it, that answers the question right away. Also can you afford it if they don’t pay you back? A bank thinks about the same thing. They assess the risk of the loan they are going to make,(7-2)and they don’t make loans that are going to make them insolvent. You shouldn’t either, but if you go down this path, the one thing that I suggest for you that helps mute some of the resentment or problems that can occur:(7-3)document it. Documentation helps a lot.
M: Someone said, the interest rates are low, so this is a good deal. We do look at family as a good deal, even for paying interest. That’s usually lower than the market rate, right?
W: Well,(8-1)I would start with, you want your names, the date, the amount, the purpose which you also have the right to know.
M: And you should tell them that you don’t want to pay for their trip to Disney World.
W: Absolutely.(8-2)The terms may or may not include interest. They may include a payment plan. And last but not least, sign it, copy it, make sure you both have a copy and when you get into issues, you pull out that piece of paper.
M: This is so loaded, but it is hard to say no. You love this person, right?
W: Well, it’s hard to say no, but sometimes you have to say no.
M: And so that will affect your relationship, because you are going to deal with this person at holidays and family reunion.
W:(9)But you should know that it’s better than dealing with them when they are facing bankruptcy, because you didn’t force them to look themselves in the mirror and try to take accountability for the life style that they were trying to maintain, which they quite frankly could not afford. It was just the fact. There were no two ways about it.
M: Just now we’ve been talking about you as the bank in the family. What if you need to borrow money? How do you approach your family member?
W: Well,(10)if I need to borrow money, I will go to them in the most professional way and be the one saying this is what I need the money for. I’d like to document this and write this down, and this is when you can be expected to receive the payment. If I don’t pay you back, I would be here before the money is due to renegotiate these terms, so they get a sense that I am very serious, very credible.
M: Millity Hopson, thanks a lot for the good advice.
6. What is Mility Hopson’s attitude towards lending money to family?
7. Which suggestion is NOT given by Mility Hopson while asked for lending money?
8. Which of the following is NOT mentioned that you must put in your documentation while lending money?
9. Which reason backs up your behavior of not lending money though you love them?
10. Which of the following is NOT recommended to do if you are borrowing money?
选项
A、Supportive.
B、Oppositive.
C、Objective.
D、Subjective.
答案
C
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3764672.html
相关试题推荐
[originaltext]M:Withthedo’sanddon’tsoflendingmoneytofamilies,weare
[originaltext]M:Withthedo’sanddon’tsoflendingmoneytofamilies,weare
[originaltext]M:CaitlinFriedmanoffersadviceonbeingasmartwoman-in-charg
[originaltext]M:CaitlinFriedmanoffersadviceonbeingasmartwoman-in-charg
[originaltext]M:Christmasiscoming,andthestoresaregoingtotrytokeepy
[originaltext]M:Christmasiscoming,andthestoresaregoingtotrytokeepy
[originaltext]M:Christmasiscoming,andthestoresaregoingtotrytokeepy
[originaltext]M:Christmasiscoming,andthestoresaregoingtotrytokeepy
[originaltext]M:Ismarriageagoodfinancialmoveforyou?(1)Ontoday’smoney,
[originaltext]M:Ismarriageagoodfinancialmoveforyou?(1)Ontoday’smoney,
随机试题
A.流通中的现金 B.农村存款 C.企业单位活期存款 D.城乡居民储蓄存款
关于Tobey-Ayer试验,错误的是A.目的是了解乙状窦是否有栓塞存在 B.
痿证之脾胃亏虚,精微不运证症见A.病起发热,皮肤干燥,咳呛少痰 B.肢体困重,
能抑制DNA多聚酶的抗病毒药是A.碘苷 B.金刚烷胺 C.利巴韦林 D.阿
《变电评价管理规定》:各级运检部应组织制定抽查评价工作方案,内容应包括哪些?评价
A.7 B.10 C.14 D.5
调查问卷的设计应()。A:清楚 B:简明 C:顺口 D:醒目
A.决明子 B.蛇床子 C.鹤虱 D.薏苡仁 E.小茴香长圆柱形,气香特
一台三相汽轮发电机,电枢绕组星形接法,额定容量SN=15000kVA,额定电压U
大理石常用于室内工程的最主要原因是()。A.质地较密实 B.抗压强度较高
最新回复
(
0
)