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[audioFiles]2016m8x/audio_ezfj_ezflisteningd_201607_113[/audioFiles] America

游客2024-09-18  20
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答案     American Health Plan
    There is no national health plan for Americans. / But there are many programs available for this purpose. / Many people have health plans at the companies where they work. / Under these plans, the company pays a fixed sum of money regularly into a fund. / Then when the employee needs medical help, / he can use money from the fund to pay for it. / Other people have health insurance. / They pay insurance premiums each month to insurance companies / which then pay for medical expenses when they are needed. / In some medical plans, the insurance company is also the medical institution. / People regularly pay the hospital directly. / Then when they need medical treatment, they go to the hospital without paying more money. / The government has health insurance programs for older people, / poor people and those with long-term illness. / These programs make medical care available to those without their own health insurance. /
解析     美国医疗计划
   美国没有全国性的医疗计划，但是有多种医保方案。很多公司为员工设立了医疗计划，公司定期把固定额度的钱存到基金里。当员工需要就医时，他们可以用基金里的钱支付。有些人有医疗保险。他们按月交保费给保险公司，一旦发生承保范围内的医疗开支时，他们所需付的医药费由保险公司负责。
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