首页
登录
职称英语
[originaltext]M: With the do’s and don’ts of lending money to families, we are
[originaltext]M: With the do’s and don’ts of lending money to families, we are
游客
2024-09-18
35
管理
问题
M: With the do’s and don’ts of lending money to families, we are joined by Mility Hopson, GMA financial contributor and president of Ariel Capital Management. Welcome.
W: Thank you.
M: Is there a yes-no answer to the question: should you lend family money?
W:(6)I wouldn’t call it a yes-no answer: I would start with a very basic idea. Before you think about this familiar obligation issue, let’s start with:(7-1)Can you afford it? And if you can’t afford it, that answers the question right away. Also can you afford it if they don’t pay you back? A bank thinks about the same thing. They assess the risk of the loan they are going to make,(7-2)and they don’t make loans that are going to make them insolvent. You shouldn’t either, but if you go down this path, the one thing that I suggest for you that helps mute some of the resentment or problems that can occur:(7-3)document it. Documentation helps a lot.
M: Someone said, the interest rates are low, so this is a good deal. We do look at family as a good deal, even for paying interest. That’s usually lower than the market rate, right?
W: Well,(8-1)I would start with, you want your names, the date, the amount, the purpose which you also have the right to know.
M: And you should tell them that you don’t want to pay for their trip to Disney World.
W: Absolutely.(8-2)The terms may or may not include interest. They may include a payment plan. And last but not least, sign it, copy it, make sure you both have a copy and when you get into issues, you pull out that piece of paper.
M: This is so loaded, but it is hard to say no. You love this person, right?
W: Well, it’s hard to say no, but sometimes you have to say no.
M: And so that will affect your relationship, because you are going to deal with this person at holidays and family reunion.
W:(9)But you should know that it’s better than dealing with them when they are facing bankruptcy, because you didn’t force them to look themselves in the mirror and try to take accountability for the life style that they were trying to maintain, which they quite frankly could not afford. It was just the fact. There were no two ways about it.
M: Just now we’ve been talking about you as the bank in the family. What if you need to borrow money? How do you approach your family member?
W: Well,(10)if I need to borrow money, I will go to them in the most professional way and be the one saying this is what I need the money for. I’d like to document this and write this down, and this is when you can be expected to receive the payment. If I don’t pay you back, I would be here before the money is due to renegotiate these terms, so they get a sense that I am very serious, very credible.
M: Millity Hopson, thanks a lot for the good advice.
6. What is Mility Hopson’s attitude towards lending money to family?
7. Which suggestion is NOT given by Mility Hopson while asked for lending money?
8. Which of the following is NOT mentioned that you must put in your documentation while lending money?
9. Which reason backs up your behavior of not lending money though you love them?
10. Which of the following is NOT recommended to do if you are borrowing money?
选项
A、The date and name.
B、The purpose of lending.
C、The amount of money.
D、The interest rate.
答案
D
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3763007.html
相关试题推荐
[originaltext]M:Withthedo’sanddon’tsoflendingmoneytofamilies,weare
[originaltext]M:Withthedo’sanddon’tsoflendingmoneytofamilies,weare
[originaltext]M:Withthedo’sanddon’tsoflendingmoneytofamilies,weare
[originaltext]M:CaitlinFriedmanoffersadviceonbeingasmartwoman-in-charg
[originaltext]M:CaitlinFriedmanoffersadviceonbeingasmartwoman-in-charg
[originaltext]M:Hey,Susan.Whatareyoucomingasthisyear?W:Comingas?M:
[originaltext]M:Hey,Susan.Whatareyoucomingasthisyear?W:Comingas?M:
[originaltext]M:Hey,Susan.Whatareyoucomingasthisyear?W:Comingas?M:
[originaltext]M:Hey,Susan.Whatareyoucomingasthisyear?W:Comingas?M:
[originaltext]M:Hey,Sandra.What’swrong?Youlookfurious!W:I’vehaditwi
随机试题
NoEnglishmanbelievesinworkingfrombooklearning.Hesuspectseverythin
Theword"brick"didnotappearintheEnglishlanguagebeforethe15thcentury.
立春()小暑[br]()雨水()白露B,O
男,9岁,右侧阴囊空虚,左侧睾丸可触及;超声检查右侧腹股沟区见低回声肿块,如图所
文学概念的三义指()A.作为文化 B.作为意识形态 C.作为审美 D.作为
自然失业率总是正的,因为总是存在()。A.摩擦性失业和周期性失业 B.周期性
2008年1月24日,当时担任世界上最大金融衍生品交易领导角色的法国兴业银行在新
A.第一心音分裂 B.第二心音固定分裂 C.生理性第二心音分裂 D.第二心
毛泽东同志在《反对党八股》中引用了“到什么山上唱什么歌”“看菜吃饭,量体裁衣”两
在施工过程的环境保护工作要求中,不属于“三同时”政策的是()。A.同时设计 B
最新回复
(
0
)