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[originaltext]Clerk: Good morning, Mr. Bob. What can I do for you? Bob: I want
[originaltext]Clerk: Good morning, Mr. Bob. What can I do for you? Bob: I want
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2024-09-16
37
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问题
Clerk: Good morning, Mr. Bob. What can I do for you?
Bob: I want to ask for a personal loan for buying a car. Can I do it as a regular customer of your bank?
Clerk: May I have some details about your personal information?
Bob: OK, please.
Clerk: It is required by the General Lending Rules of our country that the borrowers should have the nationality of our country.
Bob: Yes, I have.
Clerk: What’s the balance of your deposit account at the moment?
Bob: About USD 10,000.
Clerk: What’s your profession?
Bob: A senior accountant in a joint venture firm.
Clerk: And you have your own driving license?
Bob: Yes, I have one registered in America.
Clerk: How much do you think you can deposit in your wage account with our bank every month?
Bob: You mean my monthly wage and earnings? About USD 2,000.
Clerk: How much is the car you plan to buy?
Bob: USD 20,000, more or less.
Clerk: So you require about another USD 10,000. If this sum of money could be supplied by the loan from our bank, how would you repay?
Bob: How about in monthly installments of 500 dollars, or 600 dollars at most if required?
Clerk: That means the principal and interest on the loan can be paid up within 2 years. You’re right, the shorter the term, the lower the rate.
Bob: Yes, I think so. Thank you.
Clerk: OK, the following points ...
Question 1
Which of the following information about Mr. Bob is NOT true?
(pause: 10 seconds)
Question 2
What does Mr. Bob do for a living?
(pause: 10 seconds)
Question 3
How much money is there on Mr. Bob’s account?
(pause: 10 seconds)
Question 4
How much does Mr. Bob want to ask for a personal loan from the bank?
(pause: 10 seconds)
Question 5
How soon is Mr. Bob likely to repay his loan from the bank?
(pause: 10 seconds)
选项
A、USD 20,000 or so.
B、USD 10,000 or so.
C、USD 2,000 or so.
D、USD 1,000 or so.
答案
B
解析
细节题。当银行职员问Bob:What’s the balance of your deposit account at the moment?时,他回答说:About USD 10,000,故B为正确答案。A,C,D和原文相悖。
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