首页
登录
职称英语
Each year, more U. S. properties within floodplains are destroyed by floodin
Each year, more U. S. properties within floodplains are destroyed by floodin
游客
2024-09-15
22
管理
问题
Each year, more U. S. properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban development, and the leveling of forests have reduced the land’s natural ability to absorb water. As flooding becomes a common occurrence, property owners need to face the facts. Flood damage can happen anytime, no matter where you live.
Flood insurance, which is financially backed by the U. S. Government through the National Flood Insurance Program, is available through Homesite Insurance and the Homesite Insurance Agency. The National Flood Insurance Program(NFIP)through the Federal Emergency Management Agency is the primary provider of flood insurance. The Homesite Insurance Company acts as a "Write-Your-Own" company on behalf of the NFIP. "Write-Your-Own" companies sell and service flood policies and the NFIP pays the claims.
Property owners know a Homeowners policy covers fire damage, but most don’t realize that it won’t cover flood or mudslide damage. Rising waters and debris can destroy your home, business, and personal belongings within minutes. Most floods don’t qualify for federal disaster aid. Only floods that are declared national disasters by the President qualify for federal assistance. This assistance is in the form of a grant averaging less than $2, 500, or a federal loan that must be paid back with interest. That’s in addition to payments on your existing mortgage loan!
Only flood insurance protects your home and your belongings from damage caused by rising water or mudflow. Flood insurance is available for the value of the structure minus the land value. Contents coverage is also available, but is optional and must be requested. Even if you’ve had previous flooding, you can still buy flood insurance. If you’ve received disaster assistance before, you must first obtain flood insurance to be eligible for future federal relief.
The average flood policy is only $324 a year—that’s less than $1 a day. Compare that to a typical disaster loan of $50, 000, costing more than $300 a month for over 18 years! Flood insurance pays all covered claims even if a federal disaster is not declared. Claims are paid quickly so victims can recover faster. You can even get a partial payment right away to get started. Flood coverage is available up to $250, 000 for your home, and up to $100, 000 for the contents.
Anyone can buy flood insurance if his/her property is located in a community that participates in the National Flood Insurance Program. Homes, condos, apartments, and business structures are all eligible. Even renters may purchase flood insurance for their possessions. Since flood premiums are set by the U. S. government, your rate is the same from any insurer. [br] Which of the following statements is CORRECT?
选项
A、Most floods qualify for federal disaster aid.
B、Every flood qualifies for federal disaster aid.
C、Most flood don’t qualifies for federal disaster aid.
D、No flood qualifies for federal disaster aid.
答案
C
解析
细节题。从文章第三段第三句Most floods don’t qualify for federal disaster aid.可知,正确答案为[C]。
转载请注明原文地址:https://tihaiku.com/zcyy/3759229.html
相关试题推荐
Intheopinionofthespeaker,____arebeingdestroyedterriblyatpresent.[br
Yearsofcivilwarhavewreckedthecountry’sinfrastructureanddestroyeditss
Thecompanystipulatedthatthiscontract______fulfilledwithinonemonth.A、isB
[A]ingenious[I]cultivate[B]properties[J]targeted[C]ambiguities[K]p
[A]ingenious[I]cultivate[B]properties[J]targeted[C]ambiguities[K]p
[A]ingenious[I]cultivate[B]properties[J]targeted[C]ambiguities[K]p
[A]ingenious[I]cultivate[B]properties[J]targeted[C]ambiguities[K]p
[A]ingenious[I]cultivate[B]properties[J]targeted[C]ambiguities[K]p
[A]ingenious[I]cultivate[B]properties[J]targeted[C]ambiguities[K]p
[A]ingenious[I]cultivate[B]properties[J]targeted[C]ambiguities[K]p
随机试题
[originaltext]Woman:Itwouldbedifficultformanypeopletodofileamountof
(1)ResearcherswhopickedupandanalyzedwildchimpdroppingssaidonThur
Thesuddendeathofanadmiredpublicpersonalwaysseemsanimpossibility.
具有位浮、形细、势软特点的脉是:A.濡脉 B.弱脉 C.虚脉 D.微脉
患者,男,38岁。慢性肾衰竭伴严重水肿,不妥的护理措施是()。A.准确记录24小
简述现代企业人力资源管理各个历史发展阶段的特点。
根据我国民事诉讼法与司法解释的规定,下列关于督促程序的表述哪个是不正确的? A
下列情况中,适用分步法计算产品成本的是( )。A.单件、小批生产 B.大量大批
属于H受体拮抗剂的是A.奥美拉唑 B.胶体次枸橼酸铋 C.米索前列醇 D.
固体废物的处理方法有()。A.回收利用 B.减量化处理 C.焚烧技术和填埋
最新回复
(
0
)