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[audioFiles]2021m5x/audio_ve01005j_ezflisteningxa_0152_202105[/audioFiles]

游客2024-09-01  12
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答案                                                                       Credit Cards on Campus
       Most undergraduates in the United States last year had at least one credit card. / Borrowers who do not pay their card debt in full each month / have to pay interest on whatever balance remains. / In a time of economic downturn, / college students are depending on credit cards more than ever. / Many seem to use them to live beyond their means / —to spend more than they have. / However, a new law makes it harder for banks / to give credit cards to people under 21. / To get a credit card, they need a parent or other adult over 21 to accept joint responsibility. /
解析                                                                       校园里的信用卡
       去年，大部分的美国大学本科生每人至少拥有一张信用卡。如果持卡人每月未还清卡上的所有债务，账户里的所有余额都将用来偿还利息。在经济衰退时期，大学生比以往更依赖信用卡，但其花费却往往高于自己的实际收入水平。然而，一项新法律让银行给21岁以下的人发信用卡的难度增大了。21岁以下的学生在申请信用卡时，要求其父母或其他21岁以上的成年人承担连带责任。
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