首页
登录
职称英语
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
游客
2024-07-01
1
管理
问题
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship-owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at any early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons, each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as insured and those who administer(管理)the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the pre-mium(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more to make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured. [br] According to the writer, insurance is______.
选项
A、useful but too risky
B、useful and necessary
C、costly but worth buying
D、cheap but not necessary
答案
C
解析
题干意为“根据文章,保险是…”。文章先说明保险的可行性,又说明保险费不是很高,投保人还会受益,由此可以看出:保险虽然费钱,但是还是值得买的,故选C。
转载请注明原文地址:https://tihaiku.com/zcyy/3657893.html
相关试题推荐
A—judicialsystemB—InsuranceLawC—criminalpr
A—judicialsystemB—InsuranceLawC—criminalpr
A—judicialsystemB—InsuranceLawC—criminalpr
A--judicialsystemB--InsuranceLawC--crimina
A--judicialsystemB--InsuranceLawC--crimina
A--judicialsystemB--InsuranceLawC--crimina
Wehavelearnedfromtheletterthatyourcompanyhasproducedandexposeda
()还贷()保险[br]()服装()汽油费L、I
()还贷()保险[br]()房租()娱乐C、N
Veryoldpeopledoraisemoralproblemsforalmosteveryonewhocomesintoc
随机试题
[originaltext]WhoisthemostimportantpersonintheUnitedStates?Someo
[originaltext]InAmerica,self-improvementisanationalpastime.Everyyea
旅游需求不仅受可自由支配收入、闲暇时间等因素的影响,还受其他一些推力因素和拉力因
企业的会计人员误将当月发生的增值税进项税额计入材料采购成本,其结果会使()。A.
新鲜创面皮片移植失败最常见的原因为A.健康及营养状况过于低下 B.加压包扎力量
根据《关于外国投资者并购境内企业的规定》,外国投资者以境外公司的股权并购境内公司
D左边5个图都是由三种不同的图形构成,所以第6个图形也应由三种不同的图形构成,选D。
下列各选项中,有关信息的作用的说法不正确的是()。A.信息是组织进行决策、制定正
某县城一家房地产开发公司为增值税一般纳税人,2019年发生如下业务:(1)1月
在工程项目进度控制计划系统中,用以确定项目年度投资额、年末进度和阐明建设条件落实
最新回复
(
0
)