首页
登录
职称英语
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of
游客
2024-07-01
42
管理
问题
Insurance (保险)is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire; the ship-owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at any early age and leave his family poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons, each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as insured and those who administer(管理)the pool of contributions as insurers.
The legal basis of all insurance is the policy. This is a printed form of contract on stout paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the pre-mium(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The premium for an insurance naturally depends upon how likely the risk is to happen, as suggested by past experience. If companies fix their premiums too high, there will be more to make the premium too low, they will lose money and may even have to drop out of business. So the ordinary forces of supply and demand keep premiums at a level satisfactory to both the insurer and the insured. [br] According to the writer, insurance is______.
选项
A、useful but too risky
B、useful and necessary
C、costly but worth buying
D、cheap but not necessary
答案
C
解析
题干意为“根据文章,保险是…”。文章先说明保险的可行性,又说明保险费不是很高,投保人还会受益,由此可以看出:保险虽然费钱,但是还是值得买的,故选C。
转载请注明原文地址:https://tihaiku.com/zcyy/3657893.html
相关试题推荐
A—judicialsystemB—InsuranceLawC—criminalpr
A—judicialsystemB—InsuranceLawC—criminalpr
A—judicialsystemB—InsuranceLawC—criminalpr
A--judicialsystemB--InsuranceLawC--crimina
A--judicialsystemB--InsuranceLawC--crimina
A--judicialsystemB--InsuranceLawC--crimina
Wehavelearnedfromtheletterthatyourcompanyhasproducedandexposeda
()还贷()保险[br]()服装()汽油费L、I
()还贷()保险[br]()房租()娱乐C、N
Veryoldpeopledoraisemoralproblemsforalmosteveryonewhocomesintoc
随机试题
世界上的每个城市都有出租车把游客带到有趣的地方。【T1】伦敦是世界上唯一一个游客们乘坐出租车就会有很有趣的经历的城市。(定语从句)部分是因为那在其他国家
Researchershaveestablishedthatwhenpeoplearementallyengaged,biochemi
TheCounter-culturistsinthe1960sweredescribedasagangofyoungpeoplewho
文化遗产culturalheritage
ShoppinghabitsintheUnitedStateshavechangedgreatlyinthelastquarte
在地理标志国际保护制度中,下列说法正确的是()。A.《巴黎公约》为葡萄酒
下列关于母基金主要业务的说法中,错误的是( )。A.一级投资是指母基金在股权投
如图所示的四种用具在正常使用的过程中,属于省力杠杆的是:()A. B.
根据国家相关法律规定,下列关于投标保证金的说法正确的是()。A.投标保证金只能
服药期间进食高脂肪可促进吸收的药品是A.格列本脲 B.硫酸亚铁 C.维生素D
最新回复
(
0
)