首页
登录
职称英语
Today, more and more people are using credit cards instead of money to buy
Today, more and more people are using credit cards instead of money to buy
游客
2024-06-01
3
管理
问题
Today, more and more people are using credit cards instead of money to buy the things they need. Almost anyone who has a steady income and a good work record can apply for a credit card. There are many credit cards available: American Express, Master Chafe, VISA, and Diner’s Club are the names of some of the most popular.
If you have a credit card, you can buy a car, eat a dinner, take a trip, and even get a haircut by charging the cost to your account. In this way you can pay for purchases a month later without any extra charge. Or you may choose to spread out your payment over several months and pay only part of the total amount each month. If you do this, the credit card company, or the bank that sponsors the credit card, will add a small service charge to your total bill. This is very convenient for the customer. With the credit card in your wallet or purse, you don’t have to carry much cash. This saves your trips to the bank to cash checks or withdraw cash. Also, if you carry credit cards instead of a lot of cash, you don’t have to be concerned about losing your money through carelessness or theft. The card user only has to worry about paying the final bill. This, of course, can be a problem, if you charge more than you can pay for.
Credit cards are big business. Many banks sponsor their own credit card companies and issue cards free to their customers. Other credit card companies charge their members annual dues. The stores that accept credit cards must pay a small fee to the credit card company — a percentage of the purchase price of the merchandise or service, In turn, the credit card company promptly pays the store for the merchandise or service. Credit card companies make a profit from the fees they charge the store and also from the fees collected from customers who pay for their charges in monthly installments. However, credit card companies sometimes have problems collecting overdue payments from unreliable customers. Also, the use of stolen, lost, or counterfeit credit cards by criminal has become a big headache for the credit card company that’s responsible for the goods and services illegally charged to its customers’ accounts. [br] According to the passage, payments can be done in monthly ______ with a small service charge.
选项
答案
installments
解析
参见文章第二段第三、四句:你也可以选择把支付的款项分几个月付清,每月只付总款的一部分(即installments),若以这种方式还款,信用卡公司或者发行信用卡的银行要收取一定的服务费。
转载请注明原文地址:https://tihaiku.com/zcyy/3615084.html
相关试题推荐
Throughouttheworld36millionpeoplearesufferingfromAIDS,whichismoreth
Peoplewhoaremarriedorincommittedrelationshipsarehealthier,wealthie
[originaltext]Iamoneofthemanycitypeoplewhoarealwayssayingthatg
[originaltext]Iamoneofthemanycitypeoplewhoarealwayssayingthatg
Peopleeverywherehungerforcourtesy.Courtesy,politeness,goodmanners--
Peopleeverywherehungerforcourtesy.Courtesy,politeness,goodmanners--
Peopleeverywherehungerforcourtesy.Courtesy,politeness,goodmanners--
Peopleeverywherehungerforcourtesy.Courtesy,politeness,goodmanners--
ThepeopleoftheUSAhavebeenopposedtoacentralizedgovernmentsincelo
ThepeopleoftheUSAhavebeenopposedtoacentralizedgovernmentsincelo
随机试题
Thewebisstillinitsinfancy,sopeopleareuninterestedinit.[br]Because
SydneyOperaHousemustbeoneofthemostrecognizableimagesofthemodem
CharacterAnalysisI.DifferentTypesof【T1】______Protagonistsand【T2】__
某建设项目期初一次投资200万元,每年的净现金流量为44万元,项目寿命期10年,
古代教育分为奴隶社会的教育和封建社会的教育。()
新股发行过程中,( )应当对公开募集证券说明书的内容进行尽职调查并签字,确认不
审计人员审查增值税时,可以认定以下违反税法规定的是()。A.销售退回时冲减销项税
()基于财务指标的战略控制方法。A.利润计划轮盘法 B.杜邦分析法
银行承兑汇票的承兑银行,应当按照票面金额向出票人收取()的手续费。A:千分之一
设计施工总承包合同模式下,关于承包人负责竣工后试验的说法正确的是()。A.试验
最新回复
(
0
)