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  3. U.S. college students are increasingly burdened with credit card debt, accor

U.S. college students are increasingly burdened with credit card debt, accor

游客2024-04-20  24
问题     U.S. college students are increasingly burdened with credit card debt, according to a study released Tuesday, and the consequences can be serious — ranging from higher drop-out rates to future employment problems and even suicide.
    Based on hundreds of face-to-face interviews and surveys with students, sociologist Robert Manning of Georgetown University concluded both the number with credit card debt and their indebtedness had been "systematically undcrreported" in previous studies which failed to reflect the "survival strategies" many used to cope with their debts. These included the use of federal student loans to pay off credit cards, effectively shifting the debt, appeals to parents for loans, cutting back on course work to increase time at paid jobs, or even dropping out altogether to work full time. "Official drop-out rates include growing numbers of students who are unable to cope with the stress of their debts and/or part time jobs for servicing their credit cards," the study said.
    Even then, debts can haunt students. "Student credit card debts are increasingly scrutinized during the recruitment process and may be an important factor in evaluating prospective employee," it noted. And the stress can also manifest in far more tragic ways. Janne O’Donnell’s 22-year-old son, a junior at the University of Oklahoma, committed suicide and Manning agreed students should bear some responsibility for reckless use of credit, but said credit card companies also had to be held accountable for making it so easy for them to get into debt. Manning said one of the most disturbing aspects of the student credit card issue was "the seduction of college and university administrators by the credit card industry." Card issuers were sponsoring school programs, funding activities and even entering into business partnerships with schools involving college-branded "affinity" cards, he said "as a result, rather than protecting the economic and educational interests of their students, college administrators are playing an active and often disingenuous role in promoting the prominence of credit cards in collegiate life." [br] The main idea of this passage is______.
选项 A、negative consequences of students’ using credit card
B、college administrators are playing their proper roles in promoting credit cards
C、card issuers or college administrators promoted credit card
D、reasons for high drop-out rates in universities
答案 A
解析 主旨题。本文首句即提到“U．S．college students are increasinglyburdened with credit card debt”，第二段主旨是“growing numbers of students…for servicing their credit cards”。第三段讲“debts can haunt students”，最后一段主要讲述“who should answer for the negative consequences”。因此，本文主要讨论信用卡对学生的消极结果，正确答案为A。
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