首页
登录
职称英语
[originaltext]M: How did it go at the bank this morning?W: Not well. My propos
[originaltext]M: How did it go at the bank this morning?W: Not well. My propos
游客
2024-03-11
26
管理
问题
M: How did it go at the bank this morning?
W: Not well. My proposal was rejected.
M: Really? But why?
W: Bunch of reasons. For starters, they said my credit history was not good enough.
M: Did they say how you could improve that?
W: Yes. They said that after five more years of paying my mortgage, then I would become a more viable candidate for a business loan. But right now, it’s too risky for them to lend me money. They fear I will default on any business loan I’m given.
M: Well, that doesn’t sound fair. Your business idea is amazing. Did you show them your business plan? What did they say?
W: They didn’t really articulate any position regarding the actual business plan. They simply looked my credit history and determined it was not good enough. They said the bank has strict guidelines and requirements as to who they can lend money to. And I simply don’t meet their financial threshold.
M: What if you asked for a smaller amount? Maybe you could gather capital from other sources. Smaller loans from more lenders?
W: You don’t get it. It doesn’t matter the size of the loan I asked for or the type of business I propose. That’s all inconsequential. The first thing every bank will do is study how much money I have and how much debt I have before they decide whether or not to lend me any more money. If I want to continue ahead with this dream of owning my own business, I have no other choice but to build up my own finances. I need around 20% more in personal savings and 50% less debt. That’s all there is to it.
M: I see now. Well, it’s a huge pity that they rejected your request, but don’t lose hope. I still think that your idea is great and that you would turn it into a phenomenal success.
Questions 5 to 8 are based on the conversation you have just heard.
5. What did the woman do this morning?
6. Why was the woman’s proposal rejected?
7. What is the woman planning to do?
8. What does the man suggest the woman do?
选项
A、Her previous debt hadn’t been cleared yet.
B、Her credit history was considered poor.
C、She had apparently asked for too much.
D、She didn’t pay her mortgage in time.
答案
B
解析
目的原因题。女士说自己的提议被否决了,男士问为什么,女士解释说,第一个原因就是银行认为她的信用记录不够好。
转载请注明原文地址:https://tihaiku.com/zcyy/3525074.html
相关试题推荐
[originaltext]W:Sohow’sourpresentationabouttherestructuringofthecompa
[originaltext]W:Sohow’sourpresentationabouttherestructuringofthecompa
[originaltext]W:Wow!IwouldgiveanythingtobemorelikeAudreyHepburn!M:
[originaltext]M:Youareheadingforacompletelydifferentworldnowthatyou
[originaltext]M:Youareheadingforacompletelydifferentworldnowthatyou
[originaltext]M:Youareheadingforacompletelydifferentworldnowthatyou
[originaltext]W:Hi,mynameisKathy.Nicetomeetyou!M:Nicetomeetyou,t
[originaltext]W:Hi,mynameisKathy.Nicetomeetyou!M:Nicetomeetyou,t
[originaltext]W:Hi,mynameisKathy.Nicetomeetyou!M:Nicetomeetyou,t
[originaltext]M:Howdiditgoatthebankthismorning?W:Notwell.Mypropos
随机试题
Whendidthestoryhappen?[br][originaltext]M:Mum,I’mgettingbored.Could
FromOurDarkestDay,OurBrightestHopeThatawfulSeptem
WhatIsAnAmerican?"Ican’tmakeyouout,"HerryJameshas
Thepurposeofwritingaletterofapplicationisto______.[br]Fortheconven
有关跖腱膜炎患者,下列哪项是错误的A.常发生在中老年 B.常合并有跟骨骨刺
个人贷款的贷款行发现保证人出现下列()情况,应限期要求借款人更换贷款银行认可的新
A.火 B.热 C.湿 D.风 E.疮毒水肿以头面为主,恶风头痛者,多属
根据《行政处罚法》,违法行为构成犯罪的,应当依法追究刑事责任,不得以( )代替
商业银行对贷款进行分类时,应主要考虑的因素有()。A.借款人的还款能力
报警装置的计量单位是()。A.个 B.组 C.套 D.部
最新回复
(
0
)