首页
登录
职称英语
【B1】 [br] 【B2】 [originaltext] Things have changed in your life. Most notably,
【B1】 [br] 【B2】 [originaltext] Things have changed in your life. Most notably,
游客
2024-03-05
35
管理
问题
【B1】 [br] 【B2】
Things have changed in your life. Most notably, you are no longer employed. Perhaps you’ve been laid off from your former workplace. Perhaps you are in the process of starting a business. Perhaps you are staying home to care for a child you’ve recently adopted. You decide to apply for a variety of insurances that will help you to manage the risks inherent in life(health, life, disability). A few weeks after filling out your applications, you receive a reply from the insurance company that goes something like, "Dear So-and-so. Upon review of your application we are sorry to report that we cannot insure you at this time". A rejection? What’s that all about? You call them up and find that they have rejected your application for certain insurances because of your past history of mental illness.
Outrageous, right? Nope. This is more or less how our insurance system works.
The chain of events that has led up to your insurance rejection went something like this. All those years ago when you were in therapy, your diagnosis was sent back to the insurance company that was paying for your therapy. They, in turn, sent it out to an institution known as MIB(short for "Medical Information Bureau", not "Men In Black"). MIB is a not-for-profit data warehouse sponsored by major insurance carriers. MIB’s purpose is to record, retain and share personal medical information collected about you by an insurance company with other insurance companies. As part of the standard process of reviewing your application for insurance coverage, the insurance company called up MIB and took a look at your record. Noting the "mental illness" diagnosis there, they decided that it was not in their interests to offer you insurance because of your previous diagnosis. The reasoning would be something Nike, "This person may very well get depressed again in the future, possibly even depressed enough so that you require treatment or become disabled. We’d have to pay for that treatment. There is, therefore, too much risk involved in insuring this person."
选项
答案
adopted
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3507427.html
相关试题推荐
[originaltext]Goodmorning,class.Mytopictodayishowtofeedahungryw
[originaltext]Emotionsareanessentialandinseparablepartofourconscio
[originaltext]Emotionsareanessentialandinseparablepartofourconscio
[originaltext]WhileithaslongbeenapracticeinAsiancountries,manype
[originaltext]AstudyhasfoundthateducationalTVshowscomewithanadde
[originaltext]AstudyhasfoundthateducationalTVshowscomewithanadde
[originaltext]AstudyhasfoundthateducationalTVshowscomewithanadde
[originaltext]AstudyhasfoundthateducationalTVshowscomewithanadde
[originaltext]Thesaying"blindasabat"simplyisn’tcorrect.Thetruthi
[originaltext]Thesaying"blindasabat"simplyisn’tcorrect.Thetruthi
随机试题
Writeanoteofabout50-60wordsbasedonthefollowingsituation:You
Humanityusesalittlelessthanhalfthewateravailableworldwide.Yetoccur
AsachildIwastaughttowalkwithmyheadup,my【C1】______backandmye
WhatkindofvisadoesMr.Dicksonneed?[br]WhatisthepurposeofMr.Dickson
关于交通运输外部性的层次,下列说法错误的是( )。A.交通运输供给外部性 B
患者,男,21岁,参加学校社团轮滑活动,意外摔倒,左颞部着地,昏迷10分钟后自然
按照电压等级、在电网中的重要性将变电站分为(____)类变电站,实施差异化运检。
根据下列资料回答问题。 2010年,我国进出口贸易总额为29727.6亿美元
市政公用设施是指()。A.城市发展的基础,是保障城市可持续发展的关键性设施
A.意识障碍伴低血压 B.意识障碍伴发热 C.意识障碍伴高血压 D.意识障
最新回复
(
0
)