首页
登录
职称英语
More and more Americans are reading their own credit report. Credit reports are
More and more Americans are reading their own credit report. Credit reports are
游客
2024-03-03
31
管理
问题
More and more Americans are reading their own credit report. Credit reports are 【B1】______ by lenders to decide how rrisky it would be to offer a loan or credit to an individual.
The report holds information about a person’s 【B2】______ loans and credit-card debt. It records late 【B3】______ of bills and any unpaid loans. It all adds up to a credit history. These days, though, lenders often welcome people with bad credit histories. They are 【B4】______ higher interest rates and other loan costs.
Some Americans want to read their credit report to know if they have been a 【B5】______ of identity theft. They can see if any loans or credit cards have been 【B6】______ in their name with stolen personal information.
Another reason is that credit reports are not always correct. They might 【B7】______ wrong information or old information.
Before 1971, Americans could not see any of this information. One change, in 2001, permits people to see their FICO score. FICO is short for the Fair Isaac 【B8】______ . 【B9】______
Fair Isaac says many lenders not just in the United States but around the world use its technology to create credit scores. 【B10】______ . As of May, the company says it sold ten million credit scores to individuals.
【B11】______
Paying bills on time and paying off credit-card debt improves credit scores. [br] 【B11】
选项
答案
People with high scores can expect lower interest rates for loans.The idea is that the higher the score,the lower the risk.
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3500612.html
相关试题推荐
Thestatement"Americansbathezealously"(Line1,Para.1)isclosesttosaying
Thestatement"Americansbathezealously"(Line1,Para.1)isclosesttosaying
Whatevertheirchosenmethod,Americansbathezealously.Astudyconductedf
Oneofthemostimportantfeaturesthatdistinguishesreadingfromlistening
[originaltext]Americansoftensaythatthereareonlytwothingsapersonc
BasketballisthesportandpastimetheAmericanslikemost.[br]FewAmericans
BasketballisthesportandpastimetheAmericanslikemost.[br]Americansbeco
BasketballisthesportandpastimetheAmericanslikemost.[br]Duringhunting
BasketballisthesportandpastimetheAmericanslikemost.[br]InventedinAm
TheeldersofcontemporaryAmericans______.[br]Theneedofadyingpatientfo
随机试题
【S1】[br]【S5】J根据题意此处应该为带有教育“目的”或“倾向”,因此选intentions。
TheSmithsareplanningtosellthehouse,____________(和家具在一起).togehterwiththe
[originaltext]AmandaLaMunyonlivesinOklahoma.Sheis14yearsold.She
按照我国《企业职工伤亡事故分类》(GB6441-1986)标准规定,职业伤害事故
某时点市值最大的15只股票的市值分别为420亿元、318亿元、306亿元、275
在电气设备上工作,保证安全的组织措施有()。A.现场勘察制度B.工作监
(2020年真题)根据合伙企业法律制度的规定,下列主体中,可以成为普通合伙人的是
根据《建设项目环境风险评价技术导则》,风险事故情形设定内容包括环境风险类型和()
患者,女,25岁,妊娠5个月,因转移性右下腹痛2小时就诊,经检查诊断为急性阑尾炎
40岁男性,一年前因胫腓骨下1/3骨折,行手法复位,石膏外固定。现检查见骨折处有
最新回复
(
0
)