首页
登录
职称英语
【B1】 [br] 【B7】 [originaltext] More and more Americans are reading their own cr
【B1】 [br] 【B7】 [originaltext] More and more Americans are reading their own cr
游客
2024-02-15
18
管理
问题
【B1】 [br] 【B7】
More and more Americans are reading their own credit report. Credit reports are issued by lenders to decide how risky it would be to offer a loan or credit to an individual.
The report holds information about a person’s current loans and credit-card debt It records late payments of bills and any unpaid loans. It all adds up to a credit history. These days, though, lenders often welcome people with bad credit histories. They are charged higher interest rates and other loan costs.
Some Americans want to read their credit report to know if they have been a victim of identity theft. They can see if any loans or credit cards have been opened in their name with stolen personal information.
Another reason is that credit reports are not always correct. They might contain wrong information or old’ information.
Before 1971, Americans could not see any of this information. One change, in 2001, permits people to see their FICO score. FICO is short for the Fair Isaac Corporation. That company developed a way to represent credit risk with a number. The number is based on information gathered by credit reporting agencies.
Fair Isaac says many lenders not just in the United States but around the world use its technology to create credit scores. But lenders are not the only ones interested in these numbers. As of May, the company says it sold ten million credit scores to individuals.
People with high scores can expect lower interest rates for loans. The idea is that the higher the score, the lower the risk. Paying bills on time and paying off credit-card debt improves credit scores.
选项
答案
contain
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3453014.html
相关试题推荐
[originaltext]Acomputerisamachinedesignedtoperformworkmathematical
[originaltext]Acomputerisamachinedesignedtoperformworkmathematical
[originaltext]Therearemanykindsofnervecells,andthischapterdealsm
[originaltext]Therearemanykindsofnervecells,andthischapterdealsm
[originaltext]Therearemanykindsofnervecells,andthischapterdealsm
[originaltext]PublicschoolsintheUnitedStatesareunderthecontrolof
[originaltext]PublicschoolsintheUnitedStatesareunderthecontrolof
[originaltext]W:CanIhelpyou?M:Nothanks,I’vegotmyticket,mI’mallRt
[originaltext]W:Mr.Jones,yourstudent,Bill,showsgreatenthusiasmformusi
Rumoristhemost【C1】______wayofspreadingstories---bypassingthemonfro
随机试题
ChinaandJapan’sforeignministerhasmadeanagreementlastTuesdaytosetup
设S接线器在输出控制方式下工作,如果要将S接线器的输入复用线HW5的时隙56的内
EPEC的粘附由()介导A.周毛 B.鞭毛 C.荚膜 D.菌毛
艾附暖宫九适用于A.月经后期,血寒证 B.月经后期,虚寒证
幼儿教师是生活中的妈妈,学习中的老师,游戏中的伙伴。体现了幼儿教师劳动的( )
不能提高注射剂稳定性方法是A:加入抗氧剂 B:通入惰性气体 C:用棕色玻璃容
高血压的心脏改变主要是A.左心室肥厚和扩大 B.心脏扩大 C.右心室扩大
下列关于火灾声光警报器的做法中,正确的有()。A.火灾自动报警系统能同时启动和
下列各项不属于体育场馆的特点的是()。A:规模大B:建筑形式新颖独特C:设备
关于矿井联系测量工作的基本要求的说法,正确的是()。A.在进行联系测量前必须在井
最新回复
(
0
)