首页
登录
职称英语
【B1】 [br] 【B7】 [originaltext] More and more Americans are reading their own cr
【B1】 [br] 【B7】 [originaltext] More and more Americans are reading their own cr
游客
2024-02-15
30
管理
问题
【B1】 [br] 【B7】
More and more Americans are reading their own credit report. Credit reports are issued by lenders to decide how risky it would be to offer a loan or credit to an individual.
The report holds information about a person’s current loans and credit-card debt It records late payments of bills and any unpaid loans. It all adds up to a credit history. These days, though, lenders often welcome people with bad credit histories. They are charged higher interest rates and other loan costs.
Some Americans want to read their credit report to know if they have been a victim of identity theft. They can see if any loans or credit cards have been opened in their name with stolen personal information.
Another reason is that credit reports are not always correct. They might contain wrong information or old’ information.
Before 1971, Americans could not see any of this information. One change, in 2001, permits people to see their FICO score. FICO is short for the Fair Isaac Corporation. That company developed a way to represent credit risk with a number. The number is based on information gathered by credit reporting agencies.
Fair Isaac says many lenders not just in the United States but around the world use its technology to create credit scores. But lenders are not the only ones interested in these numbers. As of May, the company says it sold ten million credit scores to individuals.
People with high scores can expect lower interest rates for loans. The idea is that the higher the score, the lower the risk. Paying bills on time and paying off credit-card debt improves credit scores.
选项
答案
contain
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3453014.html
相关试题推荐
[originaltext]Acomputerisamachinedesignedtoperformworkmathematical
[originaltext]Acomputerisamachinedesignedtoperformworkmathematical
[originaltext]Therearemanykindsofnervecells,andthischapterdealsm
[originaltext]Therearemanykindsofnervecells,andthischapterdealsm
[originaltext]Therearemanykindsofnervecells,andthischapterdealsm
[originaltext]PublicschoolsintheUnitedStatesareunderthecontrolof
[originaltext]PublicschoolsintheUnitedStatesareunderthecontrolof
[originaltext]W:CanIhelpyou?M:Nothanks,I’vegotmyticket,mI’mallRt
[originaltext]W:Mr.Jones,yourstudent,Bill,showsgreatenthusiasmformusi
Rumoristhemost【C1】______wayofspreadingstories---bypassingthemonfro
随机试题
Risingtemperaturesandoverfishinginthepristine(未受污染的)watersaroundthe
Mendofarmorehouseworkthantheyaregivencreditfor,accordingtoresea
Obviously,theboysinJonesboroandChicagodonothaveany______.[br]Tostr
这首词写景叙事层次分明,而且善于将历史与现实、景物与人物、写景与抒情融为一体。背
对评审员的确认程序,描述错误的是()。A.申请人参加资质认定部门组织的考核
分省住户调查样本的抽选,以省为总体,抽选住宅的方法有( )A.多阶段抽样 B
如图,正方形ABCD的边长为2,点O是对角线BD上的一点,点O从B点出发沿对角线
若该地区计划在2010~2015年期间GDP平均每年增长速度为9%,并要达到2
烷化剂 (直接破坏DNA结构和功能药)A.环磷酰胺 B.顺铂 C.丝裂霉素
某工程项目,承包商根据施工承包合同规定,在开工前编制了该项目的施工进度计划,如图
最新回复
(
0
)