首页
登录
职称英语
【B1】 [br] 【B7】 [originaltext] More and more Americans are reading their own cr
【B1】 [br] 【B7】 [originaltext] More and more Americans are reading their own cr
游客
2024-02-15
13
管理
问题
【B1】 [br] 【B7】
More and more Americans are reading their own credit report. Credit reports are issued by lenders to decide how risky it would be to offer a loan or credit to an individual.
The report holds information about a person’s current loans and credit-card debt It records late payments of bills and any unpaid loans. It all adds up to a credit history. These days, though, lenders often welcome people with bad credit histories. They are charged higher interest rates and other loan costs.
Some Americans want to read their credit report to know if they have been a victim of identity theft. They can see if any loans or credit cards have been opened in their name with stolen personal information.
Another reason is that credit reports are not always correct. They might contain wrong information or old’ information.
Before 1971, Americans could not see any of this information. One change, in 2001, permits people to see their FICO score. FICO is short for the Fair Isaac Corporation. That company developed a way to represent credit risk with a number. The number is based on information gathered by credit reporting agencies.
Fair Isaac says many lenders not just in the United States but around the world use its technology to create credit scores. But lenders are not the only ones interested in these numbers. As of May, the company says it sold ten million credit scores to individuals.
People with high scores can expect lower interest rates for loans. The idea is that the higher the score, the lower the risk. Paying bills on time and paying off credit-card debt improves credit scores.
选项
答案
contain
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3453014.html
相关试题推荐
[originaltext]Acomputerisamachinedesignedtoperformworkmathematical
[originaltext]Acomputerisamachinedesignedtoperformworkmathematical
[originaltext]Therearemanykindsofnervecells,andthischapterdealsm
[originaltext]Therearemanykindsofnervecells,andthischapterdealsm
[originaltext]Therearemanykindsofnervecells,andthischapterdealsm
[originaltext]PublicschoolsintheUnitedStatesareunderthecontrolof
[originaltext]PublicschoolsintheUnitedStatesareunderthecontrolof
[originaltext]W:CanIhelpyou?M:Nothanks,I’vegotmyticket,mI’mallRt
[originaltext]W:Mr.Jones,yourstudent,Bill,showsgreatenthusiasmformusi
Rumoristhemost【C1】______wayofspreadingstories---bypassingthemonfro
随机试题
By2009,productionintheareaisexpected__________________(比2006年的产量翻一番).t
Whichofthefollowingstatementsistrueaccordingtowhatyouhaveheard?[br]
[originaltext]W:Ifitishottomorrow,wemaygiveuptheideaofplayingtenn
以下关于收礼礼仪的说法,()是不正确的。A.接受礼物时要讲究礼貌和分寸 B.
TherearedifferentwaystoperformIPb
定额基价,是指反映完成定额项目规定的单位建筑安装产品,在定额编制基期所需的(
患者,女,55岁,因右下唇反复糜烂疼痛3年入院。检查:下唇右侧中外1/3处见一约
同名的阳经与阳经的交接部位是A.胸中 B.心中 C.腹中 D.手足末端
(2020年真题)根据《慈善组织信息公开办法》,慈善组织应当将其接受捐赠的金额和
某公司中标承建中压A天然气直埋管线工程,管道直径DN300mm,长度1.5km,
最新回复
(
0
)