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  3. What would you do if your wallet became harder to open as your spending appr

What would you do if your wallet became harder to open as your spending appr

游客2024-02-11  51
问题     What would you do if your wallet became harder to open as your spending approached or exceeded your budget? Would you【C1】______twice about where your money was going?
    Part of the reason so many people spend too much, or fail to【C2】______to self-imposed budgets, is because spending money has become a(n) 【C3】______in our increasingly cashless society. Credit cards provide immediate satisfaction, but no immediate【C4】______. So many researches suggest taking【C5】______dollars from your wallet is more【C6】______, and leads you to spend less.
    Following a budget feels too much【C7】______dieting. And we often fail at both【C8】______the same reasons: too much focus on the【C9】______, not enough attention to fun.【C10】______it’s not surprising when people end up spending more or【C11】______more calories.
    But there are plenty of mental【C12】______and strategies that can make your budgeting more【C13】______now. In fact, the best strategy is not to think about it as budgeting at all.【C14】______, set up broad goals and automate all savings.
    "Self-control is wonderful, but it’s just not【C15】______," said Meir Statman, a finance professor. Start by becoming more【C16】______of your spending, whether you write it down in a notepad or on Web sites. Then, give your spending plan a sense of【C17】______; budgets with a definite goal,【C18】______it’s a European vacation or buying a home, tend to be the most successful.
    And think about it【C19】______as a way to keep things simple: instead of setting up a(n) 【C20】______detailed budget, first decide how much you want to save for retirement and other goals, then work with, what’s left over. [br] 【C15】
选项 A、efficient
B、sufficient
C、superficial
D、artificial
答案 B
解析 考查形容词辨析。efficient“高效率的”；sufficient“足够的”；superficial表示“肤浅的”；artificial“人工的”。空格后介绍的各种做预算方法例如记在笔记本上，存在网站上等等都是一超出自我控制的实际行动，故本句意为“自我克制是不错，但光有这还不够”，故选B。
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