首页
登录
职称英语
The new US health-insurance rules are designed to help those caught in Medic
The new US health-insurance rules are designed to help those caught in Medic
游客
2024-02-04
28
管理
问题
The new US health-insurance rules are designed to help those caught in Medicare’s "doughnut hole", offer seniors more preventative(预防性的)care, and limit how much of their customers’ money health-insurance companies can keep for overhead and profit.
The new rules include:
A provision that limits what health insurers can do with the money their customers send in as premiums(保险金).
The rule requires that insurers spend at least 80 percent of this money on the customers themselves. The companies must either spend this money to pay insurance claims or use it for activities that improve customers’ health.
For policies that are sold to large groups instead of small companies and individuals, the number is even higher: 85 percent. The remaining 15 or 20 percent of the money can be used for a company’s salaries, marketing and overhead -or kept as profit.
Previously, there was no federal restrictions on insurance companies’ spending. The federal government says some insurers kept 30 or even 50 percent. Insurance companies say this could cause them to cut back on the services they offer, or even pull out of states where administrative costs are higher. State officials also worry that the companies might cut the fees they pay to insurance brokers. That, they fear, would eliminate key middlemen who help individuals navigate a complicated insurance system.
A provision that provides prescription-drug discounts for seniors in Medicare’s "doughnut hole".
The doughnut hole is a controversial gap in the Medicare prescription-drug benefit passed in 2003. In 2010, for instance, Medicare paid for part of the cost of drugs, until the total cost of the drugs hit $2 830.
After that, seniors were responsible for 100 percent of the cost of their drugs, until they had spent $3 610 of their own money. That was the other side of the doughnut hole, and federal insurance kicked in again. This provision will give Medicare recipients stuck in the doughnut hole a 50 percent discount on the price of brand-name prescription drugs. Health-care activists are worried, however, that drugmakers will jack up their prices. In that case, customers would receive 50 percent off that higher number, which might not be much less than what they were paying before. [br] Who can enjoy prescription-drug discounts?
选项
A、The old people in Medicare’s "doughnut hole".
B、The old people in Medicare.
C、The old people in federal government.
D、The old people in federal insurance.
答案
A
解析
细节辨认题。由定位段可知,此项条款旨在为那些陷入面包圈漏洞中的老人提供处方药品优惠折扣,故正确答案为A)。
转载请注明原文地址:https://tihaiku.com/zcyy/3422318.html
相关试题推荐
Whodesignedthefirsthelicopter?Who【C1】______ofthemostfamouspictures
Whodesignedthefirsthelicopter?Who【C1】______ofthemostfamouspictures
Whodesignedthefirsthelicopter?Who【C1】______ofthemostfamouspictures
Whodesignedthefirsthelicopter?Who【C1】______ofthemostfamouspictures
Whodesignedthefirsthelicopter?Who【C1】______ofthemostfamouspictures
[originaltext]W:Iheardyoucaughtacold.Flowareyoufeelingtoday?M:Ic
[originaltext]W:Iheardyoucaughtacold.Flowareyoufeelingtoday?M:Ic
[originaltext]W:Iheardyoucaughtacold.Flowareyoufeelingtoday?M:Ic
[originaltext]W:Iheardyoucaughtacold.Flowareyoufeelingtoday?M:Ic
[originaltext]W:Iheardyoucaughtacold.Flowareyoufeelingtoday?M:Ic
随机试题
[originaltext]M:It’sapityHelencouldn’tcometoseeyouoff,Mary.W:Ikno
[originaltext]Choosingwhattoeatseemslikeasimpledecision,butvariou
California,bysomemeasuresAmerica’smost【C1】______state,isatthesame
Apparentlyeveryoneknowsthatglobalwarmingonlymakesclimatemoreextrem
关于汉字的特点,说法错误的是( )。A.汉字一个音节只表示一个语素 B.汉字
A.半夏白术天麻汤 B.导痰汤 C.涤痰汤 D.二陈汤 E.川芎茶调散风
个人转让购买满5年家庭唯一的普通自用住房,对交易双方可以免征的税种有()。(
封闭式基金与开放式基金的区别在于()。 A.投资者的身份不同B.期限和发行
"筋之余"是指A.齿 B.发 C.骨 D.肝 E.爪
边坡挂网锚喷(含锚杆、挂网)防护时,喷层厚度应满足设计要求。当喷层厚度()。A
最新回复
(
0
)