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  3. Identity theftA)Identity theft and identity fraud

Identity theftA)Identity theft and identity fraud

游客2024-01-31  11
问题                              Identity theft
A)Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person’ s personal data in some way that involves fraud or deception, typically for economic gain.
B)The numbers associated with identity theft are beginning to add up fast these days. A recent General Accounting Office report estimates that as many as 750,000 Americans are victims of identity theft every year. And that number may be low, as many people choose not to report the crime even if they know they have been victimized.
C)Identity theft is "an absolute epidemic", states Robert Ellis Smith, a respected author and advocate of privacy, "It’s certainly picked up in the last four or five years. It’s worldwide. It affects everybody, and there’ s very little you can do to prevent it and, worst of all, you can’ t detect it until it’ s probably too late."
D)Unlike your fingerprints, which are unique to you and cannot be given to someone else for their use, your personal data, especially your social security number, your bank account or credit card number, your telephone calling card number, and other valuable identifying data, can be used, if they fall into the wrong hands, to personally profit at your expense. In the United States and Canada, for example, many people have reported that unauthorized persons have taken funds out of their bank or financial accounts, or, in the worst cases, taken over their identities altogether, running up vast debts and committing crimes while using the victims’ names. In many cases, a victim’s losses may include not only out-of-pocket financial losses, but substantial additional financial costs associated with trying to restore his reputation in the community and correcting erroneous information for which the criminal is responsible.
E)According to the FBI, identity theft is the number one fraud committed on the Internet. So how do job seekers protect themselves while continuing to circulate their resumes online? The key to a successful online job search is learning to manage the risks. Here are some tips for staying safe while conducting a job search on the Internet.
F)Check for a privacy policy. If you are considering posting your resume online, make sure the job search site you are considering has a privacy policy, like CareerBuilder.com. The policy should spell out how your information will be used, stored and whether or not it will be shared. You may want to think twice about posting your resume on a site that automatically shares your information with others. You could be opening yourself up to unwanted calls from solicitors(推销员). When reviewing the site’s privacy policy, you’ll be able to delete your resume just as easily as you posted it. You won’t necessarily want your resume to remain out there on the Internet once you land a job. Remember, the longer your resume remains posted on a job board, the more exposure, both positive and not-so-positive, it will receive.
G)Take advantages of site features. Lawful job search sites offer levels of privacy protection. Before posting your resume, carefully consider your job search objectives and the level of risk you are willing to assume. CareerBuilder.com, for example, offers three levels of privacy from which job seekers can choose. The first is standard posting. This option gives job seekers who post their resumes the most visibility to the broadest employer audience possible. The second is anonymous(匿名的)posting. This allows job seekers the same visibility as those in the standard posting category without any of their contact information being displayed. Job seekers who wish to remain anonymous but want to share some other information may choose which pieces of contact information to display. The third is private posting. This option allows a job seeker to post a resume without having it searched by employers. Private posting allows job seekers to quickly and easily apply for jobs that appear on CareerBuilder.com without retyping their information.
H)Safeguard your identity. Career experts say that one of the ways job seekers can stay safe while using the Internet to search out jobs is to conceal their identities. Replace your name on your resume with a generic(泛指的)identifier, such as "Intranet Developer Candidate", or "Experienced Marketing Representative". You should also consider eliminating the name and location of your current employer. Depending on your title, it may not be all that difficult to determine who you are once the name of your company is provided. Use a general description of the company such as "Major auto manufacturer," or "International packaged goods supplier." If your job title is unique, consider using the generic equivalent instead of the exact title assigned by your employer.
I)Establish an email address for your search. Another way to protect your privacy while seeking employment online is to open up an email account specifically for your online job search. This will safeguard your existing email box in the event someone you don’t know gets hold of your email address and shares it with others. Using an email address specifically for your job search also eliminates the possibility that you will receive unwelcome emails in your primary mailbox. When naming your new email address, be sure that it doesn ’t contain references to your name or other information that will give away your identity. The best solution is an email address that is relevant to the job you are seeking such as salesmgr2QQ4@provider.com.
J)Protect your references. If your resume contains a section with the names and contact information of your references, take it out. There’ s no sense in safeguarding your information while sharing private contact information of your references.
K)Keep confidential(机密的)information confidential. Do not, under any circumstances, share your social security, driver’s license, and bank account numbers or other personal information, such as race or eye color. Honest employers do not need this information with an initial application. Don’t provide this even if they say they need it in order to conduct a background check. This is one of the oldest tricks in the book—don’t fall for it. [br] The number 750,000 is not exact, people who become victims of identity theft each year may be more than it.
选项
答案 B
解析 题干：在美国，每年受身份盗用之害的人可能超过了75万人。题干关键词750,000 people。文中只有B段出现了750 000这一数字，讲每年受身份盗窃之害的人数，可能还有很多受害人没有选择报告出来。与选项B吻合。
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