首页
登录
职称英语
Insurance is the sharing of risks. Nearly everyone is exposed to risk of som
Insurance is the sharing of risks. Nearly everyone is exposed to risk of som
游客
2024-01-15
42
管理
问题
Insurance is the sharing of risks. Nearly everyone is exposed to risk of some sort. The house -owner, for example, knows that his property can be damaged by fire; the ship -owner knows that his vessel may be lost at sea; the breadwinner knows that he may die at an early age and leave his family the poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons each put a small sum into a pool, there will be enough to meet the needs of the few who do suffer loss. In other words, the losses of the few are met from the contributions of the many. This is the basis of insurance. Those who pay the contribution are known as "insured" and those who administer the pool of contributions as "insurers".
Not all risks lend themselves to being covered by insurance. Broadly speaking, the ordinary risks of business and speculation cannot be covered. The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated - and risks can only be insured against if they can be so estimated.
The legal basis of all insurance is the "policy". This is the printed form of contract on paper of the best quality. It states that in return for the regular payment by the insured of a named sum of money, called the "premium"(保险费), which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk or event insured against actually happens. The workding of policies, particularly in marine insurance, often seems very old - fashioned, but there is a sound reason for this. Over a large number of years many law cases have been brought to clear up the meaning of doubtful phrases in policies.
The law courts, in their judgments, have given these phrases a definite and indisputable meaning, and to avoid future disputes the phrases have continued to be used in policies even when they have passed out of normal use in speech.
[br] The writer of this passage seems to think that insurance is______.
选项
A、a form of gambling
B、a way of making money quickly
C、old - fashioned
D、useful and necessary
答案
D
解析
推理判断题,由文章大意可知,作者认为保险是有用的和有必要的。
转载请注明原文地址:https://tihaiku.com/zcyy/3364156.html
相关试题推荐
Thecloudshadspreadandnearly______theentiresky.A、separatedB、hiddenC、bloc
Doyouknowinsurance(保险)?Buyinginsuranceisameansbywhichpeoplecanp
Doyouknowinsurance(保险)?Buyinginsuranceisameansbywhichpeoplecanp
Doyouknowinsurance(保险)?Buyinginsuranceisameansbywhichpeoplecanp
Doyouknowinsurance(保险)?Buyinginsuranceisameansbywhichpeoplecanp
Doyouknowinsurance(保险)?Buyinginsuranceisameansbywhichpeoplecanp
Doyouknowinsurance(保险)?Buyinginsuranceisameansbywhichpeoplecanp
Doyouknowinsurance(保险)?Buyinginsuranceisameansbywhichpeoplecanp
Doyouknowinsurance(保险)?Buyinginsuranceisameansbywhichpeoplecanp
Doyouknowinsurance(保险)?Buyinginsuranceisameansbywhichpeoplecanp
随机试题
IfitwereonlynecessarytodecidewhethertoteachelementarySciencetoev
MrDuffyraisedhiseyesfromthepaperandgazedoutofhiswindowonthec
The______wegotfromhimwereveryuseful.A、twoadvicesB、twoadvicepiecesC、
WhenyoumakeyourtravelarrangementtoOxford,Ohio,youshouldmakeplans
组织机构代码由8位数字和1位校验码组成,代码本身( )。A.包含单位的行业类别
患者,女,18岁。因"反复皮肤瘀点、瘀斑2周,高热2天"入院。查体:T39.5℃
下列()因素不会导致行业中现有企业之间竞争的加剧。A:行业进入障碍较低 B:
关于中国药典的叙述中错误的是A.在有机化合物原料药的质量标准中需列出药物的化学结
某石油冶炼企业组织常减压蒸馏装置加热炉突然熄火应急演练,为了让应急演练不干扰生产
设计概算审查的方法包括()。 A.联合会审法 B.分组计算审查法
最新回复
(
0
)