首页
登录
职称英语
To obtain an FHA mortgage for $50,000 or more, the home buyer must have a down p
To obtain an FHA mortgage for $50,000 or more, the home buyer must have a down p
游客
2024-01-12
5
管理
问题
To obtain an FHA mortgage for $50,000 or more, the home buyer must have a down payment equal to 4 percent of the first $25,000 of the mortgage amount and 5 percent of the portion in excess of $25,000. At settlement the buyer pays a mortgage insurance premium equal to 3 percent of the mortgage amount. What is the maximum FHA mortgage, if any, a buyer can obtain if the buyer has only $6,000 available for the down payment and insurance premium?
选项
A、$62500
B、$71875
C、$78125
D、$125000
E、The home buyer cannot obtain an FHA mortgage.
答案
C
解析
为了获得50000美元或更多的FHA的住房抵押贷款,购房者的首期付款必须相当于第一期住房抵押贷款25000美元的4%和超过25000美元以上部分的5%。在入住时,购房者付一个相当于住房抵押贷款量3%的住房贷款保险费。若一个购房者仅有6000美元付首期付款和保险费,问该购房者能从FHA获得的最大的住房贷款额是多少?
解:本题的正确答案是(C)。题目中出现了许多金融业的词语,例如mortgage指住房抵押贷款,down payment指首期付款,insurance premium指保险费,另外Settlement指入住或安家,住房抵押贷款指付了首期的down payment后就可以搬入新房了。设最大住房抵押贷款额为x,则由题意可得:25000×4%+(x-25000)×5%+x×3%=6000 → x=78125
转载请注明原文地址:https://tihaiku.com/zcyy/3356741.html
相关试题推荐
LivinginthecentralAmericandeserthasitsproblems,______obtainingwateris
Theresultobtainedwhenxismultipliedbyyisequaltotentimestheresulto
Ifd=123.4546,andd1isthenumberobtainedbyroundingdtothenearesthundre
Bankersrequirethatthefinancialinformationpresentedtothembymortgageapp
Duringtherecessionof1973,homemortgageforeclosuresresultedintensoftho
ToobtainanFHAmortgagefor$50,000ormore,thehomebuyermusthaveadownp
Ifd=123.4546,andd1isthenumberobtainedbyroundingdtothenearesthundre
Theresultobtainedwhenxismultipliedbyyisequaltotentimestheresulto
Itmaybe______toobtainsoapthatisnotantibacterial,givenits______asa
Itmaybe______toobtainsoapthatisnotantibacterial,givenits______asa
随机试题
—Couldyouputonyourearphone?—______.Isitdisturbingyou?A、Takeiteasy
对于没有定额的保养、维修项目,应包括在单机或班组核算中,采取维修承包的方式,以促
A.澳大利亚麦特兰德Ⅰ级 B.澳大利亚麦特兰德Ⅱ级 C.澳大利亚麦特兰德Ⅲ级
1.事故经过 某运输公司与工程队签订了挡土墙施工合同。运输分公司指派胡某为负责
我国卫生法律法规的立法依据是A.《中华人民共和国刑法》 B.《中华人民共和国宪
图3为甲状腺激素分泌活动示意图,下列叙述正确的是( )。 {图}A.结
深静脉血栓形成的患者,抗凝治疗期间最严重的并发症是A、继发性深静脉瓣膜功能不全
(2016年真题)麦味地黄丸的功能是( )。A.滋阴养血 B.滋肾养肝 C
某利润中心的年营业收入为50000元,已销产品的变动成本和变动销售费用为2
(2019年真题)下列责任中,属于设计单位安全责任的是()。A.确定安全施工措
最新回复
(
0
)