Insurance is the sharing of【C1】__Nearly everyone is exposed【C2】_

游客2023-12-30 42

问题    Insurance is the sharing of【C1】________Nearly everyone is exposed【C2】________risk of some sort. The house owner, for example, knows that his【C3】________can be damaged by fire; the ship owner knows that his vessel may be lost at sea; the breadwinner knows that he may die by【C4】________and【C5】________his family in poverty. On the other hand, not every house is damaged by fire or every vessel lost at sea. If these people each put a【C6】________sum of money into a pool, there will be enough to【C7】________the needs of the few who do suffer【C8】________In other
words the losses of the few are met from the contributions of the【C9】________This is the basis of【C10】________Those who pay the contributions are known as the【C11】________    and those who administer the pool of the contributions as insurers.
The【C12】________for an insurance naturally depends on how the risk is to happen as suggested【C13】________past experience. If the companies fix their premiums too 【C14】________there will be more competition in their branch of insurance and they may lose【C15】________On the other hand, if they make the premiums too low, they will not have【C16】________and may even have to drop out【C17】________business. So the ordinary forces of supply and【C18】________    keep premiums at a proper【C19】________to both insurers and those who【C20】________insurance. [br] 【C4】

选项 A、emergence
B、illness
C、murder
D、accident

答案 D

解析 by accident是固定搭配，意为“意外地”。这句话中列举了三种可能遇到的风险：房屋拥有者知道他的房子也许会被大火毁坏；船主知道他的船只也许会在海上失事；养家糊口的人知道他可能会意外死亡，使得家人生活在贫穷之中。

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