首页
登录
职称英语
Imagine a society in which cash no longer exists. Instead "cash" is electron
Imagine a society in which cash no longer exists. Instead "cash" is electron
游客
2023-12-27
33
管理
问题
Imagine a society in which cash no longer exists. Instead "cash" is electronic, as in bankcard systems. Currency and coin are abandoned. The immediate benefits would be profound and fundamental. Theft of cash would become impossible. Bank robberies and cash-register robberies would simply cease to occur. Attacks on shopkeepers, taxi drivers, and cashiers would all end. Purse snatchings would become a thing of the past. Urban streets would become safer. Retail shops in once-dangerous areas could operate in safety. Security costs and insurance rates would fall. Property values would rise. Neighborhoods would improve.
Drug traffickers and their clients, burglars and receivers of stolen property, arsonists for hire, and bribe-takers would no longer have the advantage of using untraceable currency. Electronic "money" would leave incriminating wails of data, resulting in more arrests and convictions. These prosecutions, in turn, would inhibit further crimes.
The impact of the monetary change on underground economies would be nearly as dramatic as the effect on crime. In the United States, the underground economy is estimated at between 10% and 28% of the gross national product. Internal Revenue Service (IRS) researches suggest that almost all hidden labor is paid in currency.
In a society devoid of physical money, a change from cash to recorded electronic money would be accompanied by a flow of previously unpaid income-tax revenues running in the tens of billions of dollars. As a result, income-tax rates could be lowered and the national debt reduced.
Cash has been the root of much social and economic evil. The emergence of electronic funds-transfer technology makes it possible to change the nature of money and to divorce it from evil. Eighty percent of Americans regularly use credit cards. The development of a federal system to handle the country’ s 300 billion annual cash transactions in the United States electronically is within reach.
A national electronic-money system would operate as debit-card system. Each individual’s "money" would be held in his money-system account. A transaction would effect an instant transfer of "money" from his account to that of another account holder.
The principal differences between a national electronic-money system and commercial bank-card systems would be: the money system would be federally operated; payment would constitute "legal tender"; system-account holders would be able to receive as well as pay out funds by use of their accounts; and funds would be transferable between private-account holders as well as between merchants and private-account holders.
Only cash would be supplanted by electronic money. The use of checks, drafts, money orders, traveler’s checks, cashier’s checks, as well as letters of credit, acceptances, and other financial instruments would remain in regular use. Credit card and automatic-teller-machine systems (ATMs) would not necessarily change, although you could no longer obtain cash at ATMs. [br] According to the author, we must change ______.
选项
A、the forms of the money in order to catch thieves and robbers
B、the nature of money in order to root out the cause of evils
C、the availability of money so that evils can be stopped
D、the use of money so that income-tax can be reduced
答案
B
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3311169.html
相关试题推荐
Whyisitgoodtotakemoreenergyfrommilkinsteadofmeat?A、A.Becausemilk
Womenwhowalkalittleoverthreekilometerseachdaymightlivelongerthanle
Peopleshouldbereadytosavethemselvesinsteadofcountingsolelyonthegove
TheElectronMicroscopeThegenerallayoutoftheilluminationsystemand
Henceinsteadofenjoyingtheircapacitiesforresponsibleworkandlove,theya
Thereareseveralreasonswhyhe(Kissinger)nolongerappearstobethemagicia
Modernindustrialsocietygrantslittlestatustooldpeople.Infact,such
Modernindustrialsocietygrantslittlestatustooldpeople.Infact,such
Modernindustrialsocietygrantslittlestatustooldpeople.Infact,such
Modernindustrialsocietygrantslittlestatustooldpeople.Infact,such
随机试题
GPSTheGlobalPositioningSystemisaspace
Variabletuitionfeeswillnotcreateatwo-tiermarketinhighereducation,
【S1】[br]【S3】or--and此处是说,澳大利亚劳动力大军中女士地位的上升是澳大利亚社会态度和生活方式转变的原因和结果。这里both...and..
在人体实验中合乎伦理的是()A.受试者有权知道自己是试验组还是对照组
地理课上,老师问:“黄河往哪流?”一学生唱到:“大河向东流啊!”老师没有理他,
与2006年7月相比,2007年同期哪个港口货运吞吐量的同比增长率与沿海港口
C左边四个图形可以拼合成如下图形:
下列关于民主理财小组及其成员条件的说法,正确的有( )。A.小组成员应在本集体
行政公文中的会议纪要主体部分一般有概述法、归纳法两种常用的表述方法。对于概述法来
国际型证券组合投资于海外不同国家,是组合管理的时代潮流。实证研究结果表明,这种证
最新回复
(
0
)