首页
登录
职称英语
Imagine a society in which cash no longer exists. Instead "cash" is electron
Imagine a society in which cash no longer exists. Instead "cash" is electron
游客
2023-12-27
7
管理
问题
Imagine a society in which cash no longer exists. Instead "cash" is electronic, as in bankcard systems. Currency and coin are abandoned. The immediate benefits would be profound and fundamental. Theft of cash would become impossible. Bank robberies and cash-register robberies would simply cease to occur. Attacks on shopkeepers, taxi drivers, and cashiers would all end. Purse snatchings would become a thing of the past. Urban streets would become safer. Retail shops in once-dangerous areas could operate in safety. Security costs and insurance rates would fall. Property values would rise. Neighborhoods would improve.
Drug traffickers and their clients, burglars and receivers of stolen property, arsonists for hire, and bribe-takers would no longer have the advantage of using untraceable currency. Electronic "money" would leave incriminating wails of data, resulting in more arrests and convictions. These prosecutions, in turn, would inhibit further crimes.
The impact of the monetary change on underground economies would be nearly as dramatic as the effect on crime. In the United States, the underground economy is estimated at between 10% and 28% of the gross national product. Internal Revenue Service (IRS) researches suggest that almost all hidden labor is paid in currency.
In a society devoid of physical money, a change from cash to recorded electronic money would be accompanied by a flow of previously unpaid income-tax revenues running in the tens of billions of dollars. As a result, income-tax rates could be lowered and the national debt reduced.
Cash has been the root of much social and economic evil. The emergence of electronic funds-transfer technology makes it possible to change the nature of money and to divorce it from evil. Eighty percent of Americans regularly use credit cards. The development of a federal system to handle the country’ s 300 billion annual cash transactions in the United States electronically is within reach.
A national electronic-money system would operate as debit-card system. Each individual’s "money" would be held in his money-system account. A transaction would effect an instant transfer of "money" from his account to that of another account holder.
The principal differences between a national electronic-money system and commercial bank-card systems would be: the money system would be federally operated; payment would constitute "legal tender"; system-account holders would be able to receive as well as pay out funds by use of their accounts; and funds would be transferable between private-account holders as well as between merchants and private-account holders.
Only cash would be supplanted by electronic money. The use of checks, drafts, money orders, traveler’s checks, cashier’s checks, as well as letters of credit, acceptances, and other financial instruments would remain in regular use. Credit card and automatic-teller-machine systems (ATMs) would not necessarily change, although you could no longer obtain cash at ATMs. [br] Which of the following pairs of terms is identical in meaning?
选项
A、Electronic money and coin.
B、Coin and paper money.
C、Electronic money and funds-transfer.
D、Physical money and electronic money.
答案
C
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3311168.html
相关试题推荐
Whyisitgoodtotakemoreenergyfrommilkinsteadofmeat?A、A.Becausemilk
Whatdoesusinganelectronicdevicedotoyourbrain?[originaltext]Usinganel
Womenwhowalkalittleoverthreekilometerseachdaymightlivelongerthanle
Henceinsteadofenjoyingtheircapacitiesforresponsibleworkandlove,theya
AlthoughnolongerslavesaftertheCivilWar,Americanblackstooknosignifica
AsaverysmallchildIusedtoimaginethatIwas,say,RobinHood,andpicture
脸书并没有传播智慧,而是散布令人着迷且加深偏见的内容。(dishout;reinforce)Insteadofimpartingwisdom,Face
社会在治疗心理疾病方面确实取得了很大的进展。(comealongway)Societyhascertainlycomealongwayin
Modernindustrialsocietygrantslittlestatustooldpeople.Infact,such
Modernindustrialsocietygrantslittlestatustooldpeople.Infact,such
随机试题
[originaltext]Inthepastindustrieshadmorefreedomthantheyhavenow,a
Choosingwhattodoinlifeisoneofthehardestdecisionsthatapersonha
[audioFiles]2017m5s/audio_ezfj_187_201705[/audioFiles]SugaryFoodsTher
Britainmaynotalwayscheck【C1】______properly,butitissadlygoodaterec
某隧道跨度为14米,该隧道为()。A.大跨度隧道 B.中等跨度隧道 C
沥青路面道路基层是路面结构中的()。A.稳定层 B.承重层 C.防水层
在了解控制环境时,注册会计师应当关注的内容不包括( )。A、被审计单位治理层相对
研究者发现细菌就像人类的简化版本,它们有自我意识,有自己的语言,群居,既交友也树
被认为是生命科学研究领域中有史以来的第一个“大科学”项目,其意义和影响被誉为不亚
某类房地产2005年~2009年的价格见下表,各年增长量的权重分别为0.1、0.
最新回复
(
0
)