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  3. Paris: Thanks to a French insurance company, brides and bridegrooms with cold

Paris: Thanks to a French insurance company, brides and bridegrooms with cold

游客2023-12-18  29
问题    Paris: Thanks to a French insurance company, brides and bridegrooms with cold feet no longer face financial disaster from a canceled wedding. For a small premium, they can take out a policy protecting them from love gone away or anything else that threatens to rain on their big day.
   Despite France’s economic woes, the amount of money spent on weddings is rising 5-10 per cent a year. And people in the Paris region now dish out an average of 60,000 francs on tying the knot. But life is unpredictable and non-refundable, so French insurers have stepped in to ease the risk, finding their own little niche in the business of love. They join colleagues in Britain, where insurers say wedding cancellation policies have been around for about a decade.
    About 5 per cent of insured weddings there never make it to the altar. Indeed, better safe than sorry. "Obviously there are some who are superstitious, but in general people like the idea," said Jacqueline Loeb, head of a Parisian insurance company.
   In the past six weeks, she has sold 15 policies at a premium of about 3 per cent of the amount a client wants to be insured for.
   These careful customers, she said, have included a man who was worded his fiancee would have an allergic attack on her wedding day and a woman whose future mother-in-law was gravely ill.
   The policy covers those and other nuptial impediments: an accident that forces a cancellation of a Wedding, an unexpected change of venue for the reception, damage caused at it, and even honeymoons that don’t happen. As for the ultimate deal-breaker, cold feet, they are also insured-but only until eight days before the ceremony. British insurers, however, said they wouldn’t touch that clause with a stick. Steve Warner, sales director of Insure Expo-Sure in London, says the six policies he sells each week in the wedding season protect against things like damaged wedding dresses, illness and death, but not changes of heart." Disinclination to marry is not covered," he said. Ms Loed, who says hers is the only French agency offering wedding policies, said she started the service last December.
   A chateau outside Paris that hosts receptions was taking a beating from last-minute cancellations, and approached Ms Loed to see if there wash’ t some way of protecting itself. She obliged, then started advertising with caterers and wedding departments in large department stores, and the idea has taken off nicely. "We respond to a need," she said. [br] The policy covers the following EXCEPT______.
选项 A、unwillingness of marriage
B、suspension of honeymoon
C、changes of place for wedding
D、sudden death
答案 A
解析 细节题。此题问的是结婚保险不包括哪一项。解此题可用排除法。根据文章第6段中“The policy covers those and other nuptial impediments：… an unexpected change of venue for the reception，and even honeymoons that don’t happen”分别排除C结婚地点，和B取消蜜月，另在第6段中“… the six policies he sell seach week in the wedding season protect against things like damaged wedding dresses，illness and death”(突然死亡，排除D)。文章中明确指出“but not changes of heart”，即结婚保险不包括“变心”或“不愿意结婚”(unwillingness of marriage)这两种情况。故A应为正确答案。
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