首页
登录
职称英语
[originaltext]W: Good morning, everybody. (1) Today, we are pleased to have inv
[originaltext]W: Good morning, everybody. (1) Today, we are pleased to have inv
游客
2023-11-29
24
管理
问题
W: Good morning, everybody. (1) Today, we are pleased to have invited Mikey Rox, an award-winning journalist and personal finance expert to give us some suggestions on the do’s and don’ts of lending money to family. Welcome, Mikey.
M: Thank you. I’m very happy to meet you all.
W: Mikey, we know that loaning money to family is one of life’s greatest dilemmas. On the one hand, we want to help somebody we care for when they’re in a financial bind. On the other hand, we know it probably won’t go off without a hitch. So, how do I know when I should and shouldn’t help?
M: Well, first, you should carefully consider who you’re helping.
W: (2-1) Then what kind of person should I help?
M: (2-2) If it’s your brother who’s in need of a quick loan, and you know he’ll pay you back on time with interest, your decision to lend money is a no-brainer. But if it’s your deadbeat cousin Steven who has never had two nickels to rub together, but always somehow has a pocketful of cash to buy rounds of shots for his lady friends at the bar because he wants to look like a bailer, you should probably sleep on it.
W: Which means...
M: (3) When there’s not a snowball’s chance in hell that you’ll see your money again, resolve to help without the expectation of being paid back, or just say no.
W: But is it OK to say no to the family members who ask for help?
M: Don’t be afraid to say no. This is the second advice. Because you’re under no obligation to give anyone—besides the government and your own creditors, of course—a dime of your hard-earned money. If you don’t feel comfortable lending money to a family member, just say no. They’ll get over it. Or they won’t, and you’ll be better off for it. But if you have the disposable income to offer a loan without feeling the pinch, then OK.
W: What if the person really deserves my help, but I cannot afford it from my own disposable income? Should I dip into my own savings?
M: No, I’m afraid. You should only lend what you can afford without compromising your own financial situation. Your savings are just that—savings for emergencies, a new investment, or, frankly, whatever you want. That’s money that you’ve worked hard to build up, and you shouldn’t let anyone take away from that. (4) The best thing you could do is to politely explain the situation, and close the case.
W: What about co-signing for loans?
M: No. (5) Never co-sign for a loan. Lending cash is one thing, but co-signing for loans is a whole other ball game, and you absolutely don’t want any part of it. It is almost guaranteed to be a disaster.
If that discussion is on the table, swiftly shut it down. You’re not the person for the job.
This is the end of Part One of the interview. Questions 1 to 5 are based on what you have just heard.
1. What is the topic of the interview?
2. According to Mikey, what kind of person can you lend money to?
3. According to Mikey, what should you do when there is no chance you will get your money back?
4. According to Mikey, what is the best thing you could do if you cannot afford the money?
5. According to Mikey, what should NOT be done when lending money to someone?
选项
A、Add the borrower to your credit cards.
B、Dip into your own savings.
C、Work hard to earn more money.
D、Politely explain the situation and close the case.
答案
D
解析
句(4)中米奇提到,当你想要帮助别人,但是没有那么多钱时,你最好礼貌地解释当前情况,然后结束这件事。因此答案为[D]。
转载请注明原文地址:https://tihaiku.com/zcyy/3230452.html
相关试题推荐
[originaltext]M:Butdon’tmanymoreparentsliveapartfromtheirmarriedchil
[originaltext]M:Butdon’tmanymoreparentsliveapartfromtheirmarriedchil
[originaltext]M:Today,we’veProfessorMcKayonourMorningTalkShow.Goodmo
[originaltext]M:Andthesecondtime?W:Oh,thesecondtimeIdidmanagetogi
[originaltext]M:Andthesecondtime?W:Oh,thesecondtimeIdidmanagetogi
[originaltext]M:Andthesecondtime?W:Oh,thesecondtimeIdidmanagetogi
[originaltext]M:Excuseme,madam.W:Yes?M:Iwonderwhetheryou’dhelpus.W
[originaltext]M:Excuseme,madam.W:Yes?M:Iwonderwhetheryou’dhelpus.W
[originaltext]M:Excuseme,madam.W:Yes?M:Iwonderwhetheryou’dhelpus.W
[originaltext]M:Excuseme,madam.W:Yes?M:Iwonderwhetheryou’dhelpus.W
随机试题
Whichofthefollowingdoesthemanorder?[originaltext]W:Goodafternoon,Sir.
【S1】[br]【S7】L此题考查固定短语搭配,onone’sown意为“独自地、独立地”,它所表达的意思与individualists的行为特征是相符
ThatLouisNevelsonisbelievedbymanycriticstobethegreatesttwentieth-
若某镁粉仓库内存放有汽油、煤油和柴油,且汽油、煤油和柴油所占本层面积的比例分别达
疖化脓后早期的处理方法正确的是()A.切开引流 B.挤出脓头 C.应用抗生素
主要用于贫血、再生障碍性贫血、老年性骨质疏松症治疗的激素是A:皮质激素类 B:
胃大部分切除术的体位是()。A.仰卧位 B.侧卧位 C.俯卧位 D.截石
周边式住宅布局形式的特点是( )。A.内部空间安静、领域感强,并且容易形成较好
下列不是病因推断标准的是A.关联的合理性与一致性 B.关联的时间顺序 C.关
关于施工质量控制基本环节的说法,正确的是()。A.施工质量控制应用静态控制的原理
最新回复
(
0
)