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  3. People sometimes wonder about how to ensure family’s financial well-being. F

People sometimes wonder about how to ensure family’s financial well-being. F

游客2023-11-17  24
问题     People sometimes wonder about how to ensure family’s financial well-being. For a【C1】______ variety of purposes, family financial plans should be taken into account【C2】______.
    Retirement budget should take 【C3】______ in planning. About every survey of American investors these days shows that retirement is a main reason for saving.【C4】______an astounding number of people【C5】______ the opportunities offered by employment-based retirement plans. According to a recent survey by Aon Consulting, more than 20% of those 【C6】______ for the retirement insurance plan do not【C7】______ at all, while another 53% do not【C8】______at a rate high enough to take full advantage of their employers’【C9】______contribution.
    It is also highly recommended that you have enough money in a savings or money-market account for at least 6 to 9 months of【C10】______ expenses, including your loan or rent, insurance premiums, credit card payments, utility and grocery bills and other【C11】______ expenses, such as car payments or student【C12】______ And it’s always a good idea to have cash【C13】______.
    Meanwhile, medical insurance is 【C14】______ in any person’s life. A recent study of court records and direct interviews【C15】______that about half of personal bankruptcies in the U. S. are caused【C16】______by medical debts. If a woman over 65 has her hip replaced, medicare will pay for it. But people under that age face enormous bills and many of them【C17】______insurance.
    In addition, if you die【C18】______, a life-insurance policy will provide immediate funds for funeral expenses, and may help【C19】______ your lost income. Life insurance isn’t a priority if you are single, but if you have a spouse or 【C20】______, you can make sure they’re taken care of. [br] 【C10】
选项 A、important
B、significant
C、unnecessary
D、essential
答案 D
解析 形容词辨析题。句意为：同样强烈建议的是，你的账户上或现金投资的账户上应该有至少足够你6—9月基本生活支出的钱，包括贷款或租金，保险金，信用卡费用，日常用品和杂货费用及其他固定支出，例如汽车费用或学生贷款。根据上下文语境可知，此处表示“基本生活支出”。essential“基本的，必要的”，essential expenses“基本支出”，故答案为[D]。[A]important和[B]significant都表示“重要的”，[C]unnecessary表示“不必要的”，这三个词 均不符合上下文语境，均排除。
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