首页
登录
职称英语
When Metro Bank, which claims to be Britain’s first new high-street bank for
When Metro Bank, which claims to be Britain’s first new high-street bank for
游客
2023-11-16
40
管理
问题
When Metro Bank, which claims to be Britain’s first new high-street bank for more than 150 years, opens its first branch in inner London, customers will notice the candy jars and water bowls for dogs. But what really sets Metro Bank apart is its state-of-the-art IT system. New customers will be able to gel their account, chequebook, debit and credit cards within 15 minutes, and all the data for each customer will be kept in one place.
That puts Metro Bank in an enviable position. IT at many other Western banks is often a mess of homemade systems. Banks were the first to use mainframes in the 1960s; many are still using the original applications because it is risky to swap them out. Over the years more and more systems have been slapped on. Banks were often profitable enough to afford big IT teams, writing programs themselves rather than buying off the shelf.
As a result banks tend to operate lots of different databases producing conflicting numbers. Reported numbers for the bank’s exposure were regularly billions of dollars adrift of reality, he reports, finding the source of the error was hard.
Many banks also do not have a "single view" of their customers, which would allow them to offer tailored products or simply serve them better. Most systems are organised around accounts, not people. A customer’s data are duplicated for each account, often in slightly different formats. This is why talking to a call centre can take forever as employees laboriously switch between applications to sort things out.
Some banks, particularly the smaller ones, outsource their IT to providers such as Fiserv or use packaged software. Vendors range from well-known names, such as Infosys and Oracle, to specialised firms such as Temenos. Firms can offer better service as a result. It takes Vietnam’s Techcombank, one of the country’s fastest-growing banks, days to launch new products. It takes weeks for foreign rivals.
A few big banks are trying to improve. When HSBC started a huge consolidation project called " One HSBC" in 2008, it operated 55 separate systems for core banking, 24 for credit cards and 41 for Internet banking. By the end of next year, says Ken Harvey, the bank’s chief information officer, it plans to have one "gold suite" of applications implemented globally. But most bigger banks are still grappling with how to move forward, according to Martin Whybrow of IBS Intelligence, a research firm. [br] We can infer from the first paragraph that
选项
A、customers welcome the good service of Metro Bank.
B、other banks may not have an advanced IT system.
C、other banks will definitely learn from Metro Bank.
D、the first branch of Metro Bank will be successful.
答案
B
解析
推断题。首段第二句中的set apart意为“与众不同",由此可以推断其他银行的信息系统并不是很先进,故B为答案。
转载请注明原文地址:https://tihaiku.com/zcyy/3192070.html
相关试题推荐
TheNationalTrustinBritain,togetherwithsimilarvoluntaryorganizatio
TheNationalTrustinBritain,togetherwithsimilarvoluntaryorganizatio
TheNationalTrustinBritain,togetherwithsimilarvoluntaryorganizatio
TheNationalTrustinBritain,togetherwithsimilarvoluntaryorganization
Theauthorityclaimsthatthenewpillscandramaticallyincreaselifeexpectanc
TherearemanysuperstitionsinBritain,butoneofthemost【C1】______heldi
TherearemanysuperstitionsinBritain,butoneofthemost【C1】______heldi
TherearemanysuperstitionsinBritain,butoneofthemost【C1】______heldi
TherearemanysuperstitionsinBritain,butoneofthemost【C1】______heldi
TherearemanysuperstitionsinBritain,butoneofthemost【C1】______heldi
随机试题
[A]classified[B]conducted[C]dieting[D]earlier[E]later[F]less[G]
主排水沟最好设置在施工区域的边缘或道路的两旁,一般排水沟的横断面不应小于0.5m
治疗湿热痹证,应选用A.石苇 B.泽泻 C.猪苓 D.木通 E.滑石
A.奎尼丁 B.利多卡因 C.普鲁卡因胺 D.胺碘酮 E.维拉帕米能引起
通过分散病人注意力的方法达到消除紧张情绪,减轻疼痛,缓解和促进睡眠的目的,称为A
消弧装置油浸消弧线圈硅胶潮解全部变色或硅胶自上而下变色定性为()。(A)
下列选项中,不属于义务教育教学计划的特点的是()。 A.强制性B.普遍性
下列招标代理机构资质等级包括预备级的是()。 A.中央投资项目招标代理机构
下列不属于资金业务的是()。A.资金拆借 B.债券买卖 C.外汇买卖 D.
地榆与乳酶生联用,可A.影响药物吸收 B.影响药物分布 C.影响药物代谢
最新回复
(
0
)