首页
登录
职称英语
Each year, more US properties within floodplains are destroyed by flooding t
Each year, more US properties within floodplains are destroyed by flooding t
游客
2023-11-12
13
管理
问题
Each year, more US properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban development, and the leveling of forests have reduced the land’s natural ability to absorb water. As flooding becomes a common occurrence, property owners need to face the facts. Flood damage can happen anytime, no matter where you live.
Flood insurance, which is financially backed by the US Government through the National Flood Insurance Program, is available through Homesite Insurance and the Home-site Insurance Agency. The National Flood Insurance Program(NF1P)through the Federal Emergency Management Agency is the primary provider of flood insurance. The Homesite Insurance Company acts as a " Write-Your-Own" company on behalf of the NFIP. "Write-Your-Own" companies sell and service flood policies and the NFIP pays the claims.
Property owners know a Homeowners policy covers fire damage, but most don’t realize that it won’t cover flood or mudslide damage. Rising waters and debris can destroy your home, business, and personal belongings within minutes. Most floods don’t qualify for federal disaster aid. Only floods that are declared national disasters by the President qualify for federal assistance. This assistance is in the form of a grant averaging less than $2, 500, or a federal loan that must be paid back with interest. That’s in addition to payments on your existing mortgage loan!
Only flood insurance protects your home and your belongings from damage caused by rising water or mudflow. Flood insurance is available for the value of the structure minus the land value. Contents coverage is also available, but is optional and must be requested. Even if you’ve had previous flooding, you can still buy flood insurance. If you’ve received disaster assistance before, you must first obtain flood insurance to be eligible for future federal relief.
The average flood policy is only $324 a year—that’s less than $1 a day. Compare that to a typical disaster loan of $50, 000, costing more than $300 a month for over 18 years! Flood insurance pays all covered claims even if a federal disaster is not declared. Claims are paid quickly so victims can recover faster. You can even get a partial payment right away to get started. Flood coverage is available up to $250, 000 for your home, and up to $100, 000 for the contents.
Anyone can buy flood insurance if his/her property is located in a community that participates in the National Flood Insurance Program. Homes, condos, apartments, and business structures are all eligible. Even renters may purchase flood insurance for their possessions. Since flood premiums are set by the US government, your rate is the same from any insurer. [br] Who is in charge of paying the claims?
选项
A、The Homesite Insurance Company.
B、Federal Emergency Management Agency.
C、National Flood Insurance Program.
D、 Write-Your-Own company.
答案
C
解析
细节题。从文章第二段末句“‘Write-Your-Own’companies sell and service flood policies and the NFIP pays the claims.”可以得出正确答案为[C]。
转载请注明原文地址:https://tihaiku.com/zcyy/3179843.html
相关试题推荐
Eachyear,moreUSpropertieswithinfloodplainsaredestroyedbyfloodingt
Eachyear,moreUSpropertieswithinfloodplainsaredestroyedbyfloodingt
Iftheheavyrainhad______withanextremehightide,severefloodingwouldhave
Thereshouldberoomforprogramsofworldnewswithinchildren’s______.A、rang
Thecompanystipulatedthatthiscontract______fulfilledwithinonemonth.A、isB
MostChinesepeoplewenttoworkbybikewithinliving______.A、mindB、knowledge
Afast-foodrestaurantwithinabout500feetofaschoolmayleadtoatleas
Afast-foodrestaurantwithinabout500feetofaschoolmayleadtoatleas
Thereductionof______UNpeace-keepingtroopswithin3monthsfromRwandaisa
About______catsanddogsaredestroyedeachyear.[br][originaltext]Oneo
随机试题
RightandLeft-handednessinHumansWhydohumans,quite
[originaltext]OnWednesday,PresidentObamasignedintolawtheWallStreet
公称动作温度为260℃时,玻璃球喷头玻璃球颜色应为()。A.绿 B.蓝
()标志着欧美现代资本主义的政治制度在日本得以确立。A.日本实行多党制 B.1
胃内消化的叙述,错误的是A.胃蛋白酶原在pH<5的环境中被激活为胃蛋白酶,后者最
患儿,6个月。近两天见口腔黏膜白屑散在。患儿形体怯弱,面白颧红,五心烦热,口干不
A.地气上为云,天气下为雨,雨出地气,云出天气 B.动极者镇之以静 C.阴在
能通过胎盘屏障传递的抗体类型包括()A.IgG B.IgA C.IgM D
下列有关咀嚼黏膜的描述,错误的是A.在咀嚼时承受压力和摩擦 B.上皮角化 C
下列费用中,属于建安工程费中措施项目费的是( )。 A.施工机具使用费 B
最新回复
(
0
)