首页
登录
职称英语
Each year, more US properties within floodplains are destroyed by flooding t
Each year, more US properties within floodplains are destroyed by flooding t
游客
2023-11-12
28
管理
问题
Each year, more US properties within floodplains are destroyed by flooding than fire. Changing weather patterns, increased urban development, and the leveling of forests have reduced the land’s natural ability to absorb water. As flooding becomes a common occurrence, property owners need to face the facts. Flood damage can happen anytime, no matter where you live.
Flood insurance, which is financially backed by the US Government through the National Flood Insurance Program, is available through Homesite Insurance and the Home-site Insurance Agency. The National Flood Insurance Program(NF1P)through the Federal Emergency Management Agency is the primary provider of flood insurance. The Homesite Insurance Company acts as a " Write-Your-Own" company on behalf of the NFIP. "Write-Your-Own" companies sell and service flood policies and the NFIP pays the claims.
Property owners know a Homeowners policy covers fire damage, but most don’t realize that it won’t cover flood or mudslide damage. Rising waters and debris can destroy your home, business, and personal belongings within minutes. Most floods don’t qualify for federal disaster aid. Only floods that are declared national disasters by the President qualify for federal assistance. This assistance is in the form of a grant averaging less than $2, 500, or a federal loan that must be paid back with interest. That’s in addition to payments on your existing mortgage loan!
Only flood insurance protects your home and your belongings from damage caused by rising water or mudflow. Flood insurance is available for the value of the structure minus the land value. Contents coverage is also available, but is optional and must be requested. Even if you’ve had previous flooding, you can still buy flood insurance. If you’ve received disaster assistance before, you must first obtain flood insurance to be eligible for future federal relief.
The average flood policy is only $324 a year—that’s less than $1 a day. Compare that to a typical disaster loan of $50, 000, costing more than $300 a month for over 18 years! Flood insurance pays all covered claims even if a federal disaster is not declared. Claims are paid quickly so victims can recover faster. You can even get a partial payment right away to get started. Flood coverage is available up to $250, 000 for your home, and up to $100, 000 for the contents.
Anyone can buy flood insurance if his/her property is located in a community that participates in the National Flood Insurance Program. Homes, condos, apartments, and business structures are all eligible. Even renters may purchase flood insurance for their possessions. Since flood premiums are set by the US government, your rate is the same from any insurer. [br] Which of the following is NOT the reason for the frequent flood according to the passage?
选项
A、Changing weather patterns.
B、Increased urban development.
C、The jerry-built projects.
D、The leveling of forests.
答案
C
解析
细节题。从文章第一段中“Changing weather patterns([A]),increased urban development([B]),and the leveling of forests([D])have reduced the land’s natural ability to absorb water.”可以得出正确答案为[C]。
转载请注明原文地址:https://tihaiku.com/zcyy/3179842.html
相关试题推荐
Aselectriclinesweredestroyedbythestorm,theywereforcedto______lightf
Mostearthquakesoccurwithintheupper15milesoftheearth’ssurface.Bu
Mercifully,IwasabletocompleteallIhadtodowithinafewdays.Theunderl
Itwasthecomputer______solvedthecomplicatedproblemwithinfiveminutes.A、wh
Withinthatexclusivegroupofliterarycharacterswhohavesurvivedthrough
Withinthatexclusivegroupofliterarycharacterswhohavesurvivedthrough
Withinthatexclusivegroupofliterarycharacterswhohavesurvivedthrough
Withinthatexclusivegroupofliterarycharacterswhohavesurvivedthrough
Eachyear,moreUSpropertieswithinfloodplainsaredestroyedbyfloodingt
Eachyear,moreUSpropertieswithinfloodplainsaredestroyedbyfloodingt
随机试题
[originaltext]PhyllisWheatleywasayoungAfrican-Americanslavewhobelon
Manystudentsfindtheexperienceofattendinguniversitylecturestobear
Thechangesinlanguagewillcontinueforever,butnooneknowssure
Formany,thepursuitofhappinessisalsothepursuitofprosperity.Parto
Anoverwhelming【C1】______todrinkalcohol,【C2】______itiscausingharm,
代理理论下影响有负债企业价值的因素有( )。A.利息抵税的现值 B.债务的代理
女性,30岁,月经不规则2年,溢乳4个月,妇科按子宫发育不全治疗无效,神经科检查
下列关于行政处罚中“一事不再罚原则”的表述正确的是() A.针对同一个违法行
一个概念的内涵越丰富,信息量越大,它所能包含的外延就越大。
维A酸与过氧苯甲酰联合应用治疗寻常痤疮时,正确的用法是()A.睡前应用过氧苯甲酰
最新回复
(
0
)