More and more employers are demanding that workers who smoke or are overweig

游客2023-11-10  16

问题     More and more employers are demanding that workers who smoke or are overweight shoulder a greater share of their health care costs. It is a shift toward 【C1】______ employees with unhealthy lifestyles【C2】______ rewarding good habits. Such policies that【C3】______ financial penalties on employees have doubled in the last two years to 19 percent of 248 major American employers recently【C4】______.
    【C5】______, another survey【C6】______ on Wednesday showed that about a third of employers with 500 or more workers were trying to【C7】______ them into wellness programs by offering【C8】______ incentives, like discounts on their insurance.【C9】______, companies including Home Depot, PepsiCo, Safeway, Lowe’s and General Mills have defended decisions to seek higher premiums from some workers, like Wal-Mart’s recent addition of a $2 ,000-a-year surcharge for some smokers. Many point to the higher health care costs 【C10】______ with smoking or obesity. Some even describe the charges and 【C11】______ as a " more stick, less carrot"【C12】______ to get workers to take more【C13】______ for their well-being. Whatever the characterizations are, it means that smokers and others pay more than co-workers who【C14】______a company’s health goals.
    But some benefits specialists and health experts say programs billed as 【C15】______ for wellness, by offering discounted health insurance, can become penal for people who suffer from health problems that are not completely under their control. Nicotine【C16】______, for example, may【C17】______smokers from quitting, and severe obesity may not be easily【C18】______. Fairly speaking, " employers cannot【C19】______ against smokers by asking them to pay more for their insurance【C20】______the surcharge is part of a broader effort to help them quit," said Karen L. Handorf, a lawyer who specializes in employee benefits for Cohen Milstein Sellers & Toll in Washington. [br] 【C8】

选项 A、monetary
B、commercial
C、economic
D、financial

答案 D

解析 形容词辨析题。根据下文中的like discounts on their insurance(保险折扣),surcharge(额外费用),charges(费用)等可知,激励手段都和费用相关。[A]monetary“货币的,财政的”,多指金钱的,与货币直接相关的,例如:monetary policies(货币政策),monetary unit(货币单位),monetary value(货币价值);[B]commercial“商业的,盈利的”,例如;commercial innovation(商业创新),commercial district(商业区);[C]economic“经济的,经济学的”,多指宏观经济,非个人的,例如;economic benefit(经济效益),economic crisis(经济危机);[D]financial“金融的,财务的”,可以用来指微观的,个人的,financialincentives“财务上的激励措施”,不一定以现金的方式体现出来,但可以带来一定的利益,故答案为[D]financial。
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