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  3. When most labor was agricultural, people generally toiled in the fields unti

When most labor was agricultural, people generally toiled in the fields unti

游客2023-11-06  27
问题     When most labor was agricultural, people generally toiled in the fields until they dropped. The idea of formal retirement did not become feasible until work moved from farms to factories. In 1889 Otto von Bismarck famously introduced the world’s first pension scheme in Germany. In the 20th century, when universal suffrage became widespread, a period of retirement after work was seen as a mark of a civilized social democracy.
    After the second world war pension provision increased markedly, but the number of elderly people was still quite small. In the 1970s and 1980s caring for them seemed easily affordable. Many countries even reduced their retirement ages.
    The demographic picture looks different now that the baby-boomers are starting to retire. Europe and Japan are facing the biggest problems. The average dependency ratio in the European Union is already down to 3. 5, and is heading for 1.8 by 2050. Japan is on track for a startling 1.2. Since the average pensioner currently draws a total of about 60% of median earnings, from government and private sources, the system is likely to become unaffordable.
    There are ways of reducing the burden. The current generation of workers could save more now. If they put more money into funded pension schemes, the extra saving might encourage more investment and thus boost economic growth. A wealthier society would find it easier to afford paying pensions. Countries with PAYG schemes could raise taxes now, reducing the deficit and thus the debt burden on the younger generations.
    But more savings or higher taxation now would require those currently at work to defer consumption. They may not be willing to do so. And given the weakness of developed economies in the wake of the financial crisis, governments may not want to see consumption go down in the immediate future.
    In the OECD public spending on pensions benefits has been growing faster than national output, rising from 6. 1% of GDP in 1990 to 7% in 2007. It is forecast to reach 11.4% of GDP by 2050. Those forecasts already take into account the planned rise in retirement ages and a likely drop in replacement ratios and thus assume that voters will approve of pension reform even as the baby-boomers become a potentially powerful voting block of retired people.
    But that assumption may not be safe. Turnout in elections tends to be higher among the elderly than among the young. As Neil Howe and Richard Jackson of the Centre for Strategic and International Studies in Washington, DC, have written: " In the 2020s young people in developed countries will have the future on their side. Elders will have the votes on theirs. [br] Neil Howe and Richard Jackson are quoted to
选项 A、imply the inaccuracy of the assumption.
B、support the author’s opinion.
C、remind people to value elders.
D、express the author’s feelings.
答案 B
解析 推断题。由题干直接定位至末段。该段首句是一个过渡句，对上一段末句的推测提出质疑，之后给出原因，即作者个人观点，最后引用两个人的话，可见引用部分说的是选举的事情，正好支持了作者在第二句提到的观点，显然，这里是用引证法作为论据说明论点，故B为答案。
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