首页
登录
职称英语
[originaltext]M: With the do’s and don’ts of lending money to families, we are
[originaltext]M: With the do’s and don’ts of lending money to families, we are
游客
2023-11-01
56
管理
问题
M: With the do’s and don’ts of lending money to families, we are joined by Mility Hopson, GMA financial contributor and president of Ariel Capital Management. Welcome.
W: Thank you.
M: Is there a yes-no answer to the question: should you lend family money?
W:(6)I wouldn’t call it a yes-no answer: I would start with a very basic idea. Before you think about this familiar obligation issue, let’s start with:(7-1)Can you afford it? And if you can’t afford it, that answers the question right away. Also can you afford it if they don’t pay you back? A bank thinks about the same thing. They assess the risk of the loan they are going to make,(7-2)and they don’t make loans that are going to make them insolvent. You shouldn’t either, but if you go down this path, the one thing that I suggest for you that helps mute some of the resentment or problems that can occur:(7-3)document it. Documentation helps a lot.
M: Someone said, the interest rates are low, so this is a good deal. We do look at family as a good deal, even for paying interest. That’s usually lower than the market rate, right?
W: Well,(8-1)I would start with, you want your names, the date, the amount, the purpose which you also have the right to know.
M: And you should tell them that you don’t want to pay for their trip to Disney World.
W: Absolutely.(8-2)The terms may or may not include interest. They may include a payment plan. And last but not least, sign it, copy it, make sure you both have a copy and when you get into issues, you pull out that piece of paper.
M: This is so loaded, but it is hard to say no. You love this person, right?
W: Well, it’s hard to say no, but sometimes you have to say no.
M: And so that will affect your relationship, because you are going to deal with this person at holidays and family reunion.
W:(9)But you should know that it’s better than dealing with them when they are facing bankruptcy, because you didn’t force them to look themselves in the mirror and try to take accountability for the life style that they were trying to maintain, which they quite frankly could not afford. It was just the fact. There were no two ways about it.
M: Just now we’ve been talking about you as the bank in the family. What if you need to borrow money? How do you approach your family member?
W: Well,(10)if I need to borrow money, I will go to them in the most professional way and be the one saying this is what I need the money for. I’d like to document this and write this down, and this is when you can be expected to receive the payment. If I don’t pay you back, I would be here before the money is due to renegotiate these terms, so they get a sense that I am very serious, very credible.
M: Millity Hopson, thanks a lot for the good advice.
6. What is Mility Hopson’s attitude towards lending money to family?
7. Which suggestion is NOT given by Mility Hopson while asked for lending money?
8. Which of the following is NOT mentioned that you must put in your documentation while lending money?
9. Which reason backs up your behavior of not lending money though you love them?
10. Which of the following is NOT recommended to do if you are borrowing money?
选项
A、Don’t lend money when you can’t afford it.
B、Don’t lend money when you will face bankruptcy.
C、Make a documentation when lending money.
D、Lend money only when there is profit.
答案
D
解析
转载请注明原文地址:https://tihaiku.com/zcyy/3150105.html
相关试题推荐
Thetuitionfeesare______tostudentscomingfromlow-incomefamilies.[2007]A
Accordingtothenewresearch,feelingbadatwork______.[br][originaltext]
Accordingtothenewresearch,feelingbadatwork______.[originaltext](14
Accordingtotheauthor,peopletendto______.[br][originaltext]Theways
Accordingtotheauthor,peopletendto______.[originaltext]Thewaysofbeh
Accordingtothepassage,seeingandperceivingare______.[br][originaltext]
WhyisthewomanlookingforsomebooksaboutEnglish?[br][originaltext]M:Hi
Whydoesthemanlooksotired?[br][originaltext]W:Howarethethingswithy
Whydoesthemanlooksotired?[br][originaltext]W:Howarethethingswithy
Whatisthepriceofpumpkinsthisyear?[br][originaltext]Conditionsfor
随机试题
Readthearticlebelowaboutcorporateculture.Choosethecorrectword
(1)SiliconValleyisamagnettowhichnumeroustalentedengineers,scienti
设f(x)为连续函数,且下列极限都存在,则其中可推出f′(3)存在的是()。
下列关于正常使用条件下,建设工程的最低保修期限表述错误()。A.基础设施工程、
我国第一次以法律的形式明确了教育的地位和作用,从而为教育事业的改革和发展提供了坚
如图所示,采用毕托管测量空气的流速,测量介质用水,现改为密度为水的0.8倍的酒精
最优证券组合()。A:是能带来最高收益的组合B:肯定在有效边界上C:是风险最
根据我国《建设工程施工合同(示范文本)》,因工程师原因致使承包人未能按约定时间
血中氧气的主要运输方式是A.形成氨基甲酸血红蛋白 B.与血红蛋白结合 C.物
某施工单位分别对两个建设单位的工程项目投标,但是,在提交标书时,不慎将两个项目的
最新回复
(
0
)